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Over the last 6 years being a REALTOR, I have worked with many lenders and mortgage officers. Reza and USA mortgage has been the best to work with. They seem to have the best rates, and they care about finding a way to make the loan happen. They really seem to care about doing the best for every client.

-Steve A Gaddy

About USA Mortage's Columbia Branch

At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

USA Mortgage is a full service mortgage bank. This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage bank means you can expect a home financing experience free of hassles and headaches. Complete control means having in-house operations such as processing, underwriting, closing and funding.

Here at USA Mortgage we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

...But what makes us different?

We're always available.

We don’t hold normal banker’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage bankers will always be available on weekends and after hours to assist you with all your needs.

We help you find direction.

There are many options out there for home financing, our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advice with the right steps to take.

We save you money.

Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest rates, terms and fees to save you money short and long term.

Still needing some more info?

Download the Brochure.

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure

Ready to get started? We are ready when you are.

What's New?

Watch out, It is a USDA home loan….

USDA home loans have been popular in the last few years due to the crash of subprime market and the credit restrictions. USDA loans are one of the only loans beside VA loans that offer 100% financing and with their low monthly MI, it makes them a great option, but you need to watch out…

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FHA Home Loan, is it the right loan for you?

FHA Home Loan could be the right loan program for you. FHA is a government loan which has been around for several years. FHA requires just 3.5% down-payment. Which means it will finance 96.5% for your home loan. FHA will have a 1.75% up-front MI (Mortgage Insurance) which can also be financed to your loan….

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MHDC Loan First Time Home Buyer

MHDC which is also known as, Missouri Housing Development Commission, is a first time home buyer program, which is offered by the states. MHDC is a form of the FHA loan which does allow down-payment assistance. When considering a new home you should go by these guidelines: MHDC will allow borrowers to use 3% down-payment…

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