A Better Way to Buy a Home™

Get Pre-Qualified!

Accredited Mortgage Lender - Apply for Home Loan, and receive lowest Refinance Mortgage rates today in Columbia Missouri

Our Loan Programs

Still wondering what type of loan program is right for you?

View Our Full Loans Page

Great service! Refinanced and lowered my interest rate! Was able to move my 30 year loan to a 15 year! Couldn't be happier! Brad Hazelwonder

-Bradley Hazelwonder

About USA Mortage's Columbia Branch

At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

USA Mortgage is a full service mortgage bank. This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage bank means you can expect a home financing experience free of hassles and headaches. Complete control means having in-house operations such as processing, underwriting, closing and funding.

Here at USA Mortgage we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

USA Mortgage slogan - Home Loans source in Columbia Missouri - Try our Refinance Calculator for today's interest rates

...But what makes us different?

We're always available.

We don’t hold normal banker’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage bankers will always be available on weekends and after hours to assist you with all your needs.

We help you find direction.

There are many options out there for home financing, our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advice with the right steps to take.

We save you money.

Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates, terms and fees to save you money short and long term.

Still needing some more info?

Download the Brochure.

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure

Ready to get started? We are ready when you are.

What's New?

HOW and WHY of Escrow Accounts

Understanding the HOW and WHY of Escrow Accounts Escrow accounts provide for the timely payment of taxes and insurance on your home. This prevents tax liens, loss of property and any lapse of insurance coverage. As part of your regular mortgage payment, 1/12th of the annual cost is collected. These funds are held and paid out as bills…

Read More

4 Keys to Your First Home

Before making an offer on your first home, make sure to complete these four steps. 1. Know how much you can afford and how much cash you will need: Knowing what you qualify for before searching for any homes will save you time and disappointment that can come from falling in love with a home…

Read More

DOWN PAYMENT! How Much Is Enough?

If you are saving up to buy your first house or wonder if you have enough equity to trade for another, you may be relieved to know that for most buyers there are still low down payment options available. $0 Down: VA Loans (Veterans Administration) and USDA (US Department of Agriculture) both offer a zero…

Read More

Contact Us