I was very pleased with my experience at USA Mortgage. My loan officer and his staff were incredibly helpful throughout the whole process. They went above and beyond to ensure I was taken care of every step of the way. I highly recommend USA Mortgage to anyone looking to buy your future home!

Emily Connon

19:12 21 Dec 17

Robert Peery gave me courteous service and helpful advice throughout the mortgage lending process. I was approved for a mortgage refinance loan on my condominium and also a mortgage loan on a new home at a lower interest rate than I was paying before. Thank you USA Mortgage for making the second home that I bought a really pleasant experience. I enjoyed working with my real estate agent Patty, too.

Pierre Young

17:24 21 Jan 18

Michael and Dana went above and beyond for my family. They made the purchase of our first house happen even after being turned away from other lenders. Quick to respond to any questions even after business hours. I can never thank them enough. Highly recommended!!

Lindsie Neeley

14:34 03 Jan 18

Justin Lackey with USA Mortgage in Columbia, MO was great to work with on financing a new house for us. Great customer service and very knowledgeable about the whole process. He made it fast and easy. We have not found our perfect house yet but Justin has been very patient with us and has answered all of our questions. I would not hesitate to refer him to all of our family and friends.

Lori Lackey

15:30 20 Jun 18

Working with Michael at USA Mortgage has been a great experience. He answered our questions in a timely manner day or night and helped calm our fears during the ho e purchasing process. I would recommend him and USA Mortgage 100% to anyone who is looking for any of their home financing needs.

Melissa Hardaway

23:36 28 Jul 18

Justin Lackey was extremely easy to work with. He shows a great level of compassion. He is extremely personable and professional. I would recommend him for a first time home buyer or anyone who has any mortgage needs. Top notch professional!!!!

Leesa Chrisco

00:33 24 Aug 18

Casey worked with us every step of the way. Was great at explaining the whole process to us and our best options. He always got back to us with a text or a call very quickly. I wasn’t even sure I was able to get a house. But after talking with Casey I was able to get my credit score to jump 150 points in three months. Enabling us to get a FHA loan.

Jesse Opel

22:19 13 Mar 19

We recently purchased a new home and worked with Patricia Bonuchi. She was great to work with! She made us feel comfortable in asking any questions we had. She went above and beyond for us coming to our work or home to get things signed or to have a quick meeting with us to explain the process. Patricia is knowledgeable, helpful and efficient. She was an invaluable asset to our home buying process. Go see Patricia!

Laversa Siebuhr

14:45 31 Aug 18

Jim was great to work with! He really made the home buying experience easy. He was very quick with keeping me up to date on everything and letting me know what needed done so I could close on time. He made the whole home buying experience very pleasant!

Sierra Crawford

13:26 08 Oct 18

I was pretty clueless about the home buying process as a first time home buyer. Justin Lackey with USA Mortgage in Columbia answered all of my questions and put my mind at ease! He has fantastic communication skills and consistently kept me updated on the progress of my home loan. He is a very nice, friendly person to work with. He even assured me he would continue to help and answer questions about my conventional home loan after we had closed on the home. I would recommend him to anyone looking for a home loan!

Kaitlyn Gebhard

18:38 19 Apr 19

Casey was great. My wife and I were first-time home buyers, and Casey made the process easy and painless. He answered our endless questions throughout all times of the day, and he always kept us updated throughout the process. We will definitely refer Casey to everyone we know!

Calin Adams

13:46 30 Apr 19

Michael was fantastic to work with! He was always available via text, call, or email to answer any of our questions and if he didn't know the answer, he would find out in a timely manner. Being a first time home buyer is intimidating and Michael made this process a breeze. I would definitely recommend him and his coworkers to any friends or family of mine!

Rachel Dickey

01:57 28 Feb 19

We used Michael Vanella with USA Mortgage for our conventional home loan. Mike kept us very well informed throughout the process. He answered every question I had promptly. I really felt like he had our best interest in mind. The process was very easy, as well. I am a very happy customer!

Lesley C

01:27 21 Aug 19

Justin Lackey and Kelly George did a great job walking us through the home buying process. They were very informative and helpful throughout the entirety of the loan process. Justin truly cares about what is best for each individual that is applying for a loan through him. Justin and Kelly made the home loan process as efficient and smooth as possible.

Benjamin Burgett

20:10 21 May 19

Justin Lackey is great to work with! He made our first time home buying process as smooth as possible. He was always able to answer our questions and ensured everything was done right and on time! I would definitely recommend Justin Lackey and his team at USA Mortgage to anyone who needs a lender!Thanks so much for everything!!Rachal & Drew Owens

Rachal Burton

02:29 23 Sep 19

Where do I start? Casey’s diligence on my file was more than thorough and the results show. A very honest and hardworking agent that will guide you step by step throughout the process. His work is impressive. Anybody shopping for a mortgage needs to stop here. The level of customer service and caliber of work exceed the expectations.

Wesley Storrs

23:34 02 Jul 19

I just wanted to say how amazing Justin Lackey was when I wanted to buy a home. He walked me through all the loan types and answered any questions I had. He stayed on top of things, and was very easy to get ahold of. I highly recommend him. I really appreciate all he did for me.

Christine Burton

22:11 18 Sep 19

Michael Vanella is professional, market savvy and reliable. He was on top of giving me updates and honest about what to expect in the mortgage process. His passion for the industry is made clear by the hard work he puts into finding the best rates. 10/10 would recommend for a first time home buyer with lot of questions and anyone who needs help with the endless amounts of tedious paperwork.

Sarah Beattie

20:20 13 Feb 20

Very knowledgeable and friendly. Justin was amazing at his job and always had the answer to what we needed next and got us over hurdles effortlessly. I would recommend him and USA mortgage to anyone looking for their service

david jones

13:03 01 Jan 20

Michael is knowledgeable, experienced and shared information without pressuring us to make a commitment before we were ready. We spoke with him approximately 6 months before applying. He remembered us when we set our appointment to apply for our loan. We had the option of using an app to apply, but met face-to-face for some last minute questions. Michael and Spencer are organized and responsive to questions and concerns throughout the process.

Tammie Wilson

19:51 21 Feb 20

Working with Michael Vanella from USA mortgage has been nothing short of amazing! He literally seems to be available at any time of the day and during our loan process treated us as if we were his only client. While we hope to not be buying a home again for the foreseeable future, I wouldn’t go to anyone else. When you work with Mike, it feels like you are working with a friend, and not a loan officer who you are just another number to. Thank you Mike and team for helping us navigate everything!

Kadee Thompson

17:55 25 Jun 20

Spencer at USA Mortgage Columbia, MO helped my husband and I purchase our first home. The whole process was so much easier than I thought it was going to be. The app made it so convenient to e-sign and upload all our documents. Spencer was very knowledgeable and professional. He answered all our questions and made himself available day or night. I would highly recommend using USA Mortgage and more specifically Spencer, to buy your dream home!

Kristin Hall

19:16 27 Feb 20

Michael helped me and my wife purchase our first home in a state half way across the US. He made it so easy and signing papers was no issue being long distance. He is very informative and patient with all the questions first time buyers have. I would definitely recommend him to anyone! Great experience

Dakota Sanders

06:02 26 Feb 20

I worked with Justin Lackey on an FHA loan and I could not be more satisfied with his attention to detail, willingness to keep me updated beyond business hours and customer service. Every detail that was in his power to provide, he did so at his earliest opportunity. He explains things meticulously and thoroughly so that even the layperson such as myself has a grasp on what I'm getting myself into. I'd highly recommend Justin!

Joseph Resch

18:56 26 Feb 20

Justin Lackey was my loan officer. There's a lot of uncertainty when it comes to buying your first home. You're not sure what you qualify for and your afraid someone will take advantage of you. Justin was always straightforward, honest, and wonderful to work with. I felt very confident every step of the way. He was always a phone call away to help me understand each step of the loan process. If you are a first time home buyer and you're not sure what your options are, I would highly recommend Justin.

Cari McConnell

14:02 24 Mar 20

Justin Lackey at USA Mortgage did an excellent job handling the refinancing of our home. Although he had to move from his office to his home due to the pandemic, he continued to provide seamless professional service to us and completed the loan within the timeline. I would highly recommend him.Thank you, Justin, for doing such a great job for us.

Marsha Idleman

00:50 02 Jun 20

Michael and his team are friendly, helpful and they know what they are doing. The walked us through step-by-step in our home loan process promptly answering every question we had. I recommend USA Mortgage without reservation to anyone!

Nancy Martin

18:22 22 May 20

Michael Vanella and his whole team at USA Mortgage were great to work with. They worked with us and our individual situation to find the best loan terms. Michael was always available to talk and quick to pickup the phone when we had questions.

Grant Portra

23:17 18 Jun 20

I would highly recommend USA Mortgage. From the beginning, Michael Vanella was always attentive to my needs and very accommodating to what I wanted while buying my first home. The process was easy and painless. I truly feel blessed for being able to work with such a diligent team and would do it all again for any future purchases.

Chanda Gerard

01:13 03 Jul 20

Mike and his team made our first home purchase so easy! All of our questions were answered and they all have very timely follow up. We appreciate everything the USA mortgage team did to get our dream house.

Amanda Brewer

00:31 07 Jul 20

Mike Vanella and the entire USA Mortgage team made purchasing a home a breeze. I couldn’t have had a better experience! Very responsive, professional and knowledgeable. You will not go wrong if you go with USA Mortgage!!

Taylor Walker

04:21 15 Jul 20

I would recommend Michael Vanella to anyone looking to refinance a home. He has been nothing short of helpful in every situation! Michael went out of his way on multiple occasions to help make our refinance a success. Honestly, I am shocked by how many things he was willing to do for me so that I wasn't overwhelmed during the entire process!!

Amanda Minear

19:15 13 Jul 20

Michael Vanella and his crew were absolutely wonderful! They were professional and easily available to answer questions, even after the typical business hours. They guided us through buying a house for the first time and gave us all the resources we needed to make the best choices for our family!...and that interest rate, holy cow! They were super fast in answering our questions and getting all of our things together!

Brooke A

19:26 12 Oct 20

Michael Vanella with USA Mortgage in Columbia, MO assisted my husband and I in applying and received an FHA loan to purchase our first home. Michael and his team are super responsive and professional. Michael loves what he does and it shows. He was empathic to our fears and anxieties of purchasing our first home. He would answer our questions (there were a lot) evenings and weekends and put in a lot of work to get us approved and in our home as quickly as possible. Thank you Michael for being a lender that cares so much about his clients! I highly recommend you to all my family and friends!

Lindsay Thomas

17:29 23 Sep 20

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USA Mortgage - Columbia Mo Branch

Our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. USA Mortgage is a full service mortgage bank. This means that We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage bank means you can expect a home financing experience free of hassles and headaches. Complete control means having in-house operations such as processing, underwriting, closing and funding. As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

USA Mortgage office - Home Loans source in Columbia Missouri - Try our Refinance Calculator for today's interest rates

Why USA Mortgage Home Loans?

USA Mortgage is a local mortgage banker in Columbia, MO. We offer a large line of home loans such as FHA, USDA, MHDC and VA loans with competitive rates. Here at USA Mortgage Columbia, Missouri branch we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

We don’t hold normal banker’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage bankers will always be available on weekends and after hours to assist you with all your needs.

There are many options out there for home financing, our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advice with the right steps to take.

Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates in the state of Missouri. Also provide the best terms and fees to save you money short and long term.

USA Mortgage Home Loans Brochure; Mortgage Process and Loan Programs in Missouri

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure

Learn about the Mortgage Process and Programs in Columbia MO

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure

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