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Google Reviews

Just worked with Michael and closed a property in Kansas City. He is very professional and helpful. Super prompt to answer my questions. I applied 30-year fix rate conventional loan. The rate is better than I expected. Strongly recommend you to consider them if you want to buy your dream home.
Da Li
Where do I even begin!?! We loved working with Kristi start to finish! She was so thorough and never made us feel as if we had "stupid questions." She always stayed in contact and always answered our calls! She truly went above and beyond to find exactly what would be most beneficial for our financial situation! Plus USA Mortgage has a super fast... turn around time! They had us closed on our home within no time! Kristi was simply the best and we will definitely go to her from here on out!read more
Alyssa Greene
Michael and Dana went above and beyond to get my loan closed. Being a first time home buyer, I was very nervous about the process. They reassured me every step of the way, and as of 12/12/2017, I am a new home owner! I would recommend them to anyone!!
CARISA ERVIN-MURPHY
My wife and I are first time homebuyers. We had been to a couple local banks for a loan but we kept getting denied. We met with Brandon at USA Mortgage and we decided to give him a shot. We’re so thankful we did! He met with us, went over our goals, made himself available and communicated with us throughout the entire process. Give him a call, I... promise you won’t regret it. He’s personable and friendly. I highly recommend Brandon and his team!read more
Medisa Eshraghi
Brooke Peery is the best!!!!! As a Real Estate professional, USA Mortgage, and Brooke Perry consistently exceeds not only my expectations, but my clients as well. It is very comforting knowing that when my clients loan is in their hands, I have nothing to worry about! Thanks USA Mortgage, and Brooke Peery for making my clients and myself very... happy!read more
Tim Turner
Michael Vanella with USA Mortgage went above and beyond in literally every aspect of this home buying process. He answered all of the questions we had in detail which is what we were really looking for when it comes to a lender. My husband and I are first time home buyers so we had a lot of questions and didnt have a single one go unanswered. He... debunked a few home buying myths and proved himself correct on them as well. He will not only tell you, but he will show you! He also made himself available at all hours, even on weekends. I can't recommend Michael enough!read more
Shelby Lee
Brandon Barnes was really great at talking me/us through things; whether it be questions about our interest rate, when to consider locking in or checking on things throughout the process. In addition he was very responsive via text, email and phone which was very much appreciated. Thank you for helping us close on time!
Elizabeth Bailey
Michael and his team were so amazing! They got us into our dream home within our budget. I cannot say enough about how amazing they are! And he was able to consolidate all of our other loans into a lower payment. I have already sent his info to some of my family and friends.
Sara LeBel
Michael did an excellent job getting me financed for my new home. He had great suggestions for organizing my debt so that I could manage my monthly payments and afford the house I wanted. He and his team helped me understand the whole process of buying a home from getting pre-approved, deciding what type of loan was best, and getting a good rate.... I wouldn't have been able to get the home I wanted as quickly without all his hard work, so I greatly appreciated it!read more
Cheryl Thompson
AMAZING!Brooke and her team went above and beyond for my family. She is insanely knowledgeable and resourceful, and being referred to her and her team is the best possible thing that could've happened for my family's situation. The work she did to help us get the house of our dreams is unmatched, so I will ALWAYS highly recommend her to everyone.... Thank you so much to Brooke and her team!!! Without them, this dream would not have been possible!read more
Anita Bland

USA Mortgage - Columbia Regional Branch


Our mission is the unrelenting pursuit of perfection. We pride ourselves on the lending excellence service level that we provide. USA Mortgage is a full service mortgage lender. We will see you through all aspects of the loan process, from the time you meet one of our mortgage brokers to the day you sit at the closing table. And ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home financing experience free of hassles. Complete control means having in-house operations such as processing, underwriting, closing, and funding. As our underwriters are reviewing the files, they may require additional info. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.



USA Mortgage office - Home Loans source in Columbia Missouri - Try our Refinance Calculator for today's interest rates



USA Mortgage Home Loans


USA Mortgage is a mortgage lender with local branches throughout Missouri, Arkansas, Illinois, and Kentucky. We offer a large line of home loans such as FHA, USDA, MHDC, and VA loans with competitive rates. Here at USA Mortgage Columbia Regional branch, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

We don’t hold normal lender’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage brokers will always be available on weekends and after hours to assist you with all your needs.

There are many options out there for home financing. Our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advise with the right steps to take.

Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates possible in the state of Missouri. Also, provide the best terms and fees to save you money short and long term.

USA Mortgage Home Loans Brochure; Mortgage Process and Loan Programs in Missouri

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure


We don’t hold normal lender’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage brokers will always be available on weekends and after hours to assist you with all your needs.


There are many options out there for home financing. Our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advise with the right steps to take.


Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates possible in the state of Missouri. Also, provide the best terms and fees to save you money short and long term.


Learn about the Mortgage Process and Programs in Columbia MO

Check out our free informational download. This download is full of useful information such as mortgage termanology and loan summaries. You can even print it out!

Download Brochure

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Second Homes vs. Investment Property

When taking out a mortgage loan, there are several different categories that the loan falls under, depending on what you intend to do with the home understanding the mortgage process will help you navigate the purchase of your second home or investment property easier. For a home that you intend to live in as your…

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The Cost to Refinance my Mortgage

The Cost to Refinance my Mortgage The cost to refinance a mortgage depends on all sorts of factors, including, but not limited to: the loan program, loan amount, loan term, location of the home, credit score, loan-to-value, debt-to-income, and current market conditions. So when you ask yourself, should I refinance my Mortgage, you will want…

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