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Accredited Mortgage Lender - Columbia Regional Branch | USA Mortgage Home Loans

 


USA Mortgage Home Loans


USA Mortgage is a mortgage lender with local branches throughout Missouri, Arkansas, Illinois, and nearby areas. We offer a large line of home loans such as FHA, USDA, VA, and conventional with competitive rates. Whether you are a first-time home buyer, or looking for a second home, we offer programs such as MHDC and Chenoa to help with the down-payment and closing cost expenses. Here at the USA Mortgage Columbia Regional Branch, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file that optimizes efficiency and accuracy for your benefit.

 

Home Loan Programs

 

 


Still wondering what type of loan program is right for you?

Types of Home Loans

Google Reviews

When I first started looking into homes and speaking with Shane Bratkowski , I had no idea what I was doing. Shane was helpful and easy to work with every step of the way. I'm excited to be purchasing my first home with his help!
Kierra Shawne
As a realtor with new clients, Jacob Thomas was amazing to work with on a complex transaction that required attention to detail in working through the loan process. Jacob not only worked the loan process, but he followed the whole home buying transaction. He... truly cared about the well being of the clients and went above and beyond to make sure they were settling comfortably into their new home even after the transaction closed. I have not yet worked with a lender who was so personally involved in the transaction and the clients- not just with their loan, but also with their overall satisfaction in their new home. He is extremely responsive, resourceful and knowledgeable. This is the lender for you! Give him a call!read more
Heidi Barnhouse
Jacob Thomas and the team at USA Mortgage made our first-time home buying seem easy! Our home was USDA eligible but after exploring all financing options with Jacob Thomas we decided upon the FHA home loan program to best suit our needs. The USA Mortgage... team walked us through every step of the FHA loan documentation process and kept everything simple and straightforward. Thank you, Jacob Thomas, and USA Mortgage, for helping this dream come true!read more
Kendra Jackson
I am Very Proud to be a First Time Home Owner and thanks to Jacob Thomas and his team for helping me through this amazing Journey. He is a very great person and was always here for me when I needed to ask him questions about anything I needed. He is very... helpful and I Highly recommend him to anyone that’s looking for a new home. Thank you so much for everything Jacob 🙏🏻🔑🏠🥳read more
Odalis Valderrama
In just one month we went from Relocation notice, to homeless to we bought our DREAM home!!All thanks to Jacob and his team at USA Mortgage!They worked quickly and diligently to get us approved.Jacob was very helpful and knowledgeable about the VA... program, and just all around, an awesome person to work with. Thank you all at USA Mortgage so much for helping us make our dream come true.P.s, You guys, my fellow followers, my kitchen has a lazy Susan. 🥲 I've finally found the home I'll grow old in.Thank you Jacob and the team at USA Mortgage.read more
Amber Lynn
Jackson with USA Mortgage was very helpful and patient with my wife and I, who are first time homebuyers. He was very knowledgeable and able to easily explain the whole process in terms that were easy to understand. Our loan was approved very quickly, within... two weeks before closing.read more
Cory Neal
Jacob and his team at USA Mortgage worked quickly and diligently to get us approved. Jacob was very helpful and knowledgeable about the VA program, and just all around, an awesome person to work with. Thank you all at USA Mortgage so much for helping us make... our dream come true.read more
Jestin Mcbride
We tried on multiple occasions to work with both our bank and with credit unions to get a home loan that we could use to improve our financial situation. Unfortunately, our past financial struggles made it difficult for us to qualify for the very loan that... would help us improve it. Until we were referred to Dylan. He was able to evaluate our entire situation, both past and current, and gave us the opportunity to explain why we had struggled in the past and how our situation had changed completely and were now actually a great candidate for a loan, even if our credit score was not the greatest. Dylan and Amy were amazing to work with. They answered every question, explained anything we didn't understand, and never left us hanging or feeling out of the loop. They helped us get into the financial situation we actually deserved.read more
Charisse Smith
At first I thought our dreams of owning a home were unattainable. When we were connected with Jackson he worked so hard to make our dreams of owning a home a reality. He's very kind and professional. I would highly recommend him to everyone looking to buy a... home!read more
Mary M
I was a first time home buyer and they helped me with everything without me being stressed out they got me into my dream home i would highly recommend them to anyone
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USA Mortgage

Columbia Regional Office

Our mission is the unrelenting pursuit of perfection. We pride ourselves on the lending excellence service level that we provide. USA Mortgage is a full service mortgage lender. Here at Columbia Regional branch, We will see you through all aspects of the loan process, from meeting one of our mortgage brokers to the day you sit at the closing table. And ultimately fund your loan with its own money-no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home loan experience free of hassles. Complete control means having in-house operations such as processing, underwriting, closing, and funding. As our underwriters are reviewing the files, they may require additional info. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.


 

USA Mortgage office - Home Loans source in Columbia Missouri

 

We don’t hold normal home lender’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage brokers will always be available on weekends and after hours to assist you with all your needs.

There are many home loan options out there for home financing. Our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advise with the right steps to take.

Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates possible in the state of Missouri. Also, provide the best terms and fees to save you money short and long term.

USA Mortgage Home Loans Brochure; Mortgage Process and Loan Programs in Missouri

Check out our free informational download. This download is full of useful information such as mortgage termanology and home loan summaries. You can even print it out!

Download Brochure


We don’t hold normal home lender’s hours because we understand our clients have busy lives and schedules to maintain. One of our licensed mortgage brokers will always be available on weekends and after hours to assist you with all your needs.


There are many home loan options out there for home financing. Our number one goal and priority is to find the best options and direction that fits your financial goals. Even if you don’t qualify at the time of application, we make sure to advise with the right steps to take.


Buying a home is one of the most important purchases of our client’s lives, so we streamline the process to offer the lowest mortgage rates possible in the state of Missouri. Also, provide the best terms and fees to save you money short and long term.


Learn about the Mortgage Process and Programs in Columbia MO

Check out our free informational download. This download is full of useful information such as mortgage termanology and home loan summaries. You can even print it out!

Download Brochure

Ready to get started? We are ready when you are.

Contact Us

info@usa-mortgage.com
Mon-Fri: 9AM to 5PM

Mortgage Learning Center

Who Qualifies for a VA Loan?

VA loans are mortgage loans tailored specifically for active-duty service members and veterans of our nation’s armed forces. In order to be eligible, you must have served a designated amount of time in the military, or in some cases, surviving spouses of veterans are eligible as well. It is important to understand the difference between…

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What is a Conventional Home Loan?

A Conventional loan is a home loan program that is not backed by a government agency, but has many of the benefits that government loans have to offer and, more. Conventional home loans come in several different varieties; whether you are a first-time homebuyer, looking for an investment property, or wanting to refinance your current…

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2022 Mortgage Rates Forecast

Last year was a tremendous year for homebuyers and refinancers, with near-record setting lows for mortgage rates across the country. As we go through this year, the question on everyone’s mind has become: what will we see within the next year? As rates have fluctuated greatly. Mortgage Rates of 2020 In 2020, mortgage rates were…

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