At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage lender enables us to provide.
USA Mortgage Is A Full-Service Mortgage Lender.
This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home financing experience free of hassles and headaches. The complete control means having in-house operations such as processing, underwriting, closing, and funding.
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Here at USA Mortgage, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.
As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.
We worked with Michael Vanella and his team at USA Mortgage for applying for a home loan. They did absolutely amazing! I never thought that I would actually get approved because of my credit score, bankruptcy on my record, and the factor that it was... a mobile home. Not only did they get us approved for an FHA loan, but we were approved with lower interest rate, mortgage payment, and closing cost than we could have ever expected! Michael, Taylor, and Spencer took the time to help with any questions we had even if it wasn't just about the loan. Start to finish our loan process took 2 months. I highly recommend Michael Vanella at USA Mortgage to anyone looking at getting a home loan or trying to refinance their home.read more Working with Michael Vanella and his team was very pleasant, smooth, and helpful throughout the home buying process. Since the first conversation in April, he has provided warm explanations, shared easy-to following guidelines, and replied to our... sprouting questions. Kimberly Holsinger in Michael’s team was also very supportive. Strongly recommend his team!read more Michael Vanella and his team are great! These loans are not simple, and our case was a bit complex, but they delivered. He went above and beyond to get us in our home. I would highly recommend him and his team to anyone. He answered my calls, he... answered my questions, and they walked us through the process. We are thankful!read more We worked along side of Michael Vanella and team with USA Mortgage for our first ever home loan. He and his team made this transaction so smooth and easy!! I cant thank them enough for guiding us through the process, answering any questions we had... and more!! 10/10 would highly recommend for your next home loan needs!!! THANK YOU!!!!read more Michael and his awesome team were incredibly amazing. They helped me every step of the way. They made the entire process so easy for me. I would highly recommend them to any of my friends and family. They are truly the best!!! Michael Vanella, and his team were amazing! We had almost given up hope of qualifying for a mortgage, and they went above and beyond to see that we were. I would definitely recommend them and USA mortgage. Brandon Barnes was great to get prequalified with. Very friendly and quick to respond and answer all my questions. Michael and his team was incredible the entire home buying process. He stayed in touch and assured us he could get us done when no one else could. Our closing cost was much lower than it was going to be. We will buy our vacation home from Mike and... USA mortgage in the future. We highly recommend USA Mortgage for you and your family.read more Brandon Barns is amazing to work with he has a compassion for individual circumstances and walks you through the process with patience and will do anything he can to help! I can tell he really cares about helping people. Especially confused 1st time... home buyers like me!read more Shane Bratkowski was very helpful with our loan process. He was always quick to respond and answer any questions that we had. He made it very easy and we were able to do everything over the phone and by email. He also never let me lose hope that we... could get this house and I really appreciate everything he did for us! I would recommend him to anyone! Thank you Shane!read more