About Us

At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.

USA Mortgage is a full service mortgage bank.

This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage bank means you can expect a home financing experience free of hassles and headaches. The complete control means having in-house operations such as processing, underwriting, closing, and funding.

USA Mortgage Cover Red

Here at USA Mortgage, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit. 

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

Click for a Quick and Easy Prequalification

Michael was very helpful and attentive throughout my entire mortgage refinancing process. He was available anytime I had questions or concerns and I greatly appreciated him always taking the extra time required to explain things to me in a way that... I would understand. I felt like he truly cared about getting me the best interest rate possible and he went above and beyond to secure that rate for me! The other team members including Ian and Spencer were very helpful as well. A huge thanks to all! This team is highly recommended!read more
Dominique Cartee
Justin was just as great of a loan officer for our refinance as he was for our purchase. Speedy communication and amazing customer service!
Douglas Crocker
My husband and I loved working with the team!! They were very patient and understanding with us with all our questions we had. Explaining it in ways we can understand as this was our first time buying a home. We will definitely use them again, if we... go to purchase again.read more
Ashley Buckley
My new conventional loan was with loan officer Mike Vanella at USA Mortgage. He is an honest and hardworking loan officer, always willing to answer questions at all hours & days(including weekends). Mike gave me updates along the way to make sure I... was informed. Even when I thought things did not look too good, he was always working his magic in the background. I have been told, and I would agree Mike is the man that can! Thank you, Mike, for making what looked like the impossible - possible.read more
Caleb Wilson
Considering how stressful a home mortgage is, Mike did an incredible job putting us at ease every step of the way.
Carl Neitzert
Michael, Spencer & Ian are great to work with, they are a very knowledgeable team and will work hard to meet all your mortgage needs!
Parker Puchta
Michael Vanella always does a wonderful job helping his clients throughout the home loan process. He strives to look at the borrower's full lending history to see what existing loans can be refinanced or consolidated in order to get people into the... homes of their dreams. What once was an unattainable home, now fits perfectly into the monthly budget.read more
Adam Fox
Had a great experience with Michael and his team when reviewing mortgage options. His team was very thorough and knowledgeablein answering my questions.
Tim Puchta
Michael, and those he worked with, was very upfront with any information and always responded quickly to requests for information. He was knowledgeable and was very helpful in keeping me within the rate and payments discussed and within one day of... the projected closing date. I would recommend his services to anyone looking to obtain a home mortgage.read more
Russell Crockett
Michael was very helpful in guiding me through the mortgage refinance process. He answered all my questions promptly, and was also very diligent in keeping my paperwork moving through the process. Michael was also readily available through email,... text, etc.read more
Pam Weagley