About Us

At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage lender enables us to provide.

USA Mortgage Is A Full-Service Mortgage Lender.

This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home financing experience free of hassles and headaches. The complete control means having in-house operations such as processing, underwriting, closing, and funding.

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Here at USA Mortgage, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.




Google Reviews
As a new realtor Michael Vanella worked with me and my clients in a very professional fashion. He always has everything processed and ready at closing making the process very seamless. I highly recommend Michael and USA mortgage.
Michael DeShazo
My husband and I had a great experience with Michael Vanella! He was on top of the mortgage process making sure things moved forward in a timely manner. We talked to a few mortgage lenders and Michael was by far the most knowledgeable. He was such a... personable person to deal with and we highly recommend him to anyone with mortgage needs!read more
Brianda Montoya
It took us quite a while to find our dream home and when we started we were using a different mortgage company that was horrible. Thankfully we found our way to Casey and USA mortgage. Casey steered us in the right direction and answered our... questions no matter the time of day and on weekends. The whole home buying process was painless and pleasant. We will definitely be looking to him when we are ready to purchase our next home.Thank you Casey for your knowledge and professionalism. We appreciate all of your hard work.read more
Daniel Beaman
We were so happy with the way that everything worked out and how easy the process was. Dylan knocked it out of the park for us and we couldn’t be happier with our first home buying experience! Thank you!!
Bethany Guy
Justin was an amazing loan officer! He communicated often and clearly on any and everything. He helped us purchase a dream home for our little one to grow up in. I was always able to contact him and get answers very quickly. He made our first time... buying a home such a breeze.read more
Halia Hargis
How everything was going so smoothly for are 1st time buying a new home. The paperwork that was need was easy to submit to the bank so easily. An the banker made it easier to know how things work an explain as will if needed.
Meghan Turner
Shane Bratkowski was very helpful in getting my mortgage pre-approval completed with no hassles. Would highly recommend.
Urinthorn Hopper
This is my second time working with Casey Cotton at USA Mortgage, both times he had been very helpful throughout the entire process. Initially we were first time home buyers, now we refinanced 5 years later. He is extremely responsive and always... keeps you updated. The process went seamlessly both times I’ve worked with Casey. Would highly recommend him.read more
Callie Coorts
We had an amazing experience. Jessica was great to work with, very attentive and fast. They got our mortgage done in less than 6 weeks when many other places said it would be 3 months. She was extremely friendly and happy to answer our 1000... questions. Thank you for a great experience. I would recommend to anyone looking into a mortgage.read more
Courtney Yount
Michael Vanella and his team were great to work with there were very responsive in answering all of my questions and keeping me informed on what’s to come next. I was a first time home buyer and I wasn’t sure of how the process worked but they were... very polite and helped walk me through the whole thing. If you are thinking about purchasing a home give them a call you won’t be disappointed! ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️read more
Caleb White