About Us

At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage lender enables us to provide.

USA Mortgage Is A Full-Service Mortgage Lender.

This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home financing experience free of hassles and headaches. The complete control means having in-house operations such as processing, underwriting, closing, and funding.

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Here at USA Mortgage, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

Google Reviews

Our family came from Europe to the USA 10 years ago. As permanent residents, we decided to buy our own house. Lending process was the most stressful part in our first home buying experience in the USA. Mr. Michael Vanella and USA Mortgage team did a... very good job for us. Their professionalism, responsibility, client-oriented attitude and quick replies made everything very easy. Our overall experience with them, especially with Michael, was great. We appreciate the perfect work.read more
Yekaterina Panova
Our experience with Michael was amazing. He made everything so easy for us. He was also very informative and gave a lot of information we didn't know as first time home buyers. I would highly recommend him and USA Mortgage to anyone looking to... buy a home.read more
Stephanie Dippoliti
Being a first time homebuyer, I had absolutely no idea what to expect. Michael Vanella and his team at USA Mortgage went above and beyond throughout the whole home loan process. They were always so professional and helpful answering all of my... questions and concerns. I cannot thank them enough. I will highly recommend Michael and USA Mortgage to anyone looking to buy, I had an amazing experience!read more
Viviana Sanchez
Michael Vanella has been a huge help in the home buying process. I am a first time home buyer so I have lots of questions Michael is very quick to respond and answers all questions in a way that makes sense. He is very professional and respectful. I... would recommend him to anyone I know.read more
Kirstie Thomas
Such a great experience during this crazy market. Was able to get everything taken care of. Jessica Ellison really took care of my family and got us into our dream home. Can’t say enough great things about this experience. I personally recommend to... everyone! Thank you USA Mortgage!read more
Thomas White
We were very pleased with USA Mortgage Home Loans. Timely, kept us up-to-date, and worked with us on finding the lowest interest rate.
Melodie Powell
Dylan was Phenomenal with his service!! I really liked the fact that he was willing to take the timeAnd explain to me in detail when I had questions. Very polite and passionate with his job.
Anthony Love
Shane Bratkowski has been a pleasure to work with. He will definitely get you approved and stay in your budget. He goes above and beyond. Thank you so much Shane!!!
Shea Whitehorn
I can't say enough good things of Jarrett! He worked hard on getting me approved for a loan so I can buy my first home. He gave me different options to fit my budget. I applied at the end of April and its now mid June and I'm already moved into my... home! Our closing date was moved up by almost 2 weeks and everyone worked hard to make sure I had everything I needed at the closing table. My realtor was happy and excited for how well my loan went through with no problems. I have heard of house buying experiences being horrible but mine was the easiest I could ever ask for!read more
Summer Thornburg
I’ve had an amazing experience working with Michael Vanella and his team at USA Mortgage! They walked me through the whole process. If I had questions or didn’t quite understand something, they would break it down in terms I understood. Michael and... his team made buying my home quick and easy! If I ever buy another home I will be calling USA Mortgage!read more
Heather Benson