About Us

At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage lender enables us to provide.

USA Mortgage Is A Full-Service Mortgage Lender.

This means that USA Mortgage will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the day you sit at the closing table, and ultimately fund your loan with its own money—no waiting for the corporate bigwigs halfway across the country to cut your check! To borrowers and Realtors©, being a mortgage lender means you can expect a home financing experience free of hassles and headaches. The complete control means having in-house operations such as processing, underwriting, closing, and funding.

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Here at USA Mortgage, we follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.

As our underwriters are reviewing the files, they may require additional information. The housing market is changing quickly, and this will add more guidelines and new documents to our lending department. We will be in touch with you regarding these conditions required. The goal is to get these back to the underwriting ASAP.

Google Reviews

Jessica was great to work with. She took the time to ensure we understood every step and made it a very easy process.
Jamie Inskeep
Brandon Barnes - USA Mortgage - Best Loan Office!Brandon made the loan process very quick and easy to understand. I could tell throughout the entire process that Brandon had my best interest in mind. I would highly recommend Brandon to anyone... looking for a Loan Officer - no need to look any further! It also doesn't hurt that Brandon got me the best loan possible... Thanks again, Brandon!read more
Joel Schirmer
We worked with Casey Cotton previously and knew we wanted to work with him again. He was very patient and answered any questions we had while never making us feel like we were wasting his time. We really appreciated his honesty and effort to make... sure we had full understanding of the entire process. He is very knowledgeable, friendly, and attentive. We highly recommend Casey.read more
Mike answered all of my questions and was very helpful throughout the loan process and after closing.
Chantese Shaw
Michael Vanella and his team at USA Mortgage was very thorough and very professional. They were always easily accessible. His assistant, Taylor was very helpful when the underwriting was in its final process.
Chuck Scherbring
I can't say enough about Justin Lackey with USA Mortgage! He made the home buying process easy and was available any time to answer questions. He was upfront and honest.(FHA, 30yr fixed at an excellent rate!)
Mandy DeMayo
This is our second time to use Justin to get financing for a home. Our first experience was so positive we never even considered anyone else. Justin is efficient, professional, and effective. He keeps you informed every step of the way through... the process. I would use him again if I needed another home loan.read more
Marsha Idlewoman
We worked with Michael At USA Mortgage after trying to refinance with a different company. It was a night and day difference. Michael looked at the issue we were having with the previous company and thought of a solution instead of just saying oh... well like the previous company did. He knows his stuff and I would not hesitate again to do business with him. Keep up the great work!!!read more
Quentin Bell
Justin Lackey with USA Mortgage is top notch! Justin went above and beyond to help me with my home buying experience. He communicated things effectively and easily. He also helped explain all aspects of the home buying process since this was my... first time. We are able to close exactly on the set date with no worries or anxiety. Working with him was more than a pleasure. I would STRONGLY recommend Justin Lackey to anyone that is interested in a loan!read more
Dillon Shoemaker
Michael was attentive, extremely knowledgeable, and upfront. He kept me appraised throughout the process. There were some challenges on time, but Mike worked it out and it all came together without a hitch. He was an indispensable resource on all... the "little" nuances of home buying. My family could not have made a better choice!!!!!!!!!read more
Cedric Lakes