ADFA offers home loan programs for Arkansas homebuyers, including StartSmart for qualifying Arkansas first time homebuyers and Move-Up for qualifying homebuyers without a first-time-homebuyer requirement. Both programs may be paired with down payment assistance for qualified borrowers. Give us a call at (800) 315-9416 to discuss the current ADFA interest rates with one of our loan specialists. These rates are subject to change, so be sure to check back with us regularly for any updates.

Why choose ADFA for you down payment assistance needs?
ADFA offers several advantages for Arkansas residents seeking affordable housing solutions, including down payment assistance:
Competitive Interest Rates.
Flexible Eligibility.
Homebuyer Education.
Options for Low to Moderate-Income Households.
- Competitive Interest Rates: ADFA offers competitive interest rates that vary by loan program.
- Flexible Eligibility: ADFA offers various loan programs to accommodate different income levels and financial situations.
- Homebuyer Education: ADFA provides access to resources and guidance to become a knowledgeable and confident homebuyer.
- Options for Low to Moderate-Income Households: ADFA is designed to assist a wide range of income levels, making homeownership achievable for more Arkansas residents.
USA Mortgage Advantage
Full-service mortgage lender serving state of Arkansas.
Underwriting, processing and funding in the house.
Accepts lower credit scores compared to many other lenders.
Fast turn times on approval and funding.
Own Your Dream Home with ADFA Financing
Ready to take the next step? Find out how to apply for ADFA financing and start your journey towards affordable homeownership. Have questions or need assistance? Contact our loan experts today to get started.
Rates are subject to credit approval and market conditions. APR includes additional costs associated with the loan.

