FHA Home Loan Requirements - USA Mortgage
Home Loans

FHA Home Loan Requirements

Many people believe that homeownership is completely out of reach. But the truth is that even with a low credit score or the inability to save for a hefty down payment, you can still buy a house you love. If you would like to purchase a home but are struggling with credit or savings, an…

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USDA Loan changes and options - USA Mortgage
Home Loans

USDA Loan Changes and Options

Many people are unaware of the U.S. Department of Agriculture mortgage program. USDA home loans don’t require down payments and are available for eligible rural and suburban homebuyers. Read on to see if this program would be a good fit for you and your household. What are the USDA income limits? USDA loans are made…

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ARM vs Fixed Rate Loans - USA Mortgage
Home Loans

ARM vs Fixed Rate Loans

Applying for a mortgage can feel overwhelming at first, especially if you aren’t familiar with industry jargon. Two terms that are often thrown around are adjustable-rate mortgages, or ARMs, and fixed-rate mortgages. Understanding the differences between these two types of mortgages will make you feel more comfortable and confident with the application process. They may…

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Columbia Police Invest in the Community - USA Mortgage
Community

The Columbia Police Invests in Our Community

The nature of law enforcement has changed over the past decade across the country. In the past, many police agencies had the “if it isn’t broke don’t fix it” mentality when it came to reducing crime and working with the community and were either unwilling or unable to change how they interacted with members of…

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Understanding The Mortgage Process - USA Mortgage
Mortgage Basics

Understanding The Mortgage Process

When people think about buying a home, they likely envision attending open houses and picking out new paint colors, not securing a mortgage. While getting a mortgage isn’t as glamorous as other aspects of buying a home, it is arguably the most important step in the process. Without a mortgage, most people wouldn’t have a…

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