Home Loans for Self Employed
Home Loans

Home Loans for Self Employed

A Comprehensive Guide to Home Loans for Self Employed Individuals: ‍Becoming a homeowner is a dream for many, but as a self-employed individual, securing a home loan can present unique challenges. Traditional lenders often have stringent requirements that may not align with the financial situation of those who work for themselves. However, with the right…

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What Credit Score is Needed to Buy a House - Preview
Buy a Home

What Credit Score is Needed to Buy a House?

Buying a house is an exciting but nervous time for many individuals and families, but it often requires a thorough understanding of credit scores and their impact on the home-buying process. We will dive into the importance of credit scores in the home-buying journey, explore what constitutes a good credit score, analyze the minimum credit…

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Mortgage Basics

How Long is a Mortgage Pre-approval Good For?

As someone who is looking to buy a home, you may have heard the term “mortgage pre-approval” thrown around. But what exactly does it mean, and how long does it last? A mortgage pre approval is a process where a lender evaluates your financial information and determines how much they are willing to lend you…

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Conforming Loan Limits in Missouri, Arkansas, Illinois and nearby areas. - Preview
Mortgage News

Conforming Loan Limits

Each year, the Federal Housing Finance Agency (FHFA) sets new baseline loan limits for various types of home loans to reflect the average home price in the U.S. Conventional loans, also known as conforming loans, are guaranteed by Fannie Mae and Freddie Mac and make up most of the loans in the U.S. As you…

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Mortgage Rate Forecast for 2024 - Preview
Mortgage Basics

Mortgage Rate Forecast for 2024

A Positive Outlook Embracing Opportunity As we enter the year 2024, homeowners and potential buyers are optimistic about the mortgage market. In this blog post, we will explore the possibility of declining mortgage interest rates and their potential impact on home prices. With more buyers entering the market, it is important to consider the consequences…

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Magic of Home Loans this Halloween! - Preview
Buy a Home

Unlock the Magic of Home Loans this Halloween

As the leaves fall and the nights grow longer, something spooky is brewing in the real estate realm—Haunted House Hunting! Financing your haunted abode requires more than just a good credit score; you’ll need to decipher the cryptic language of interest rates and loan terms, as if reading an ancient spell book. If you dare…

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Home Loans with Low Down
Home Loans

Low Down Payment Home Loans

Empowering Homebuyers: Low Down Payment Home Loans and Financial Assistance Purchasing a home is an exciting journey, but it can also present its challenges, particularly when considering the financial component. Fortunately, numerous home loan programs require low or even no down payments, making homeownership more accessible to many people. Here we’ll provide a comprehensive overview…

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Home Loans

Home Loans for Doctors

A Comprehensive Guide for Medical Professionals: Navigating the world of home loans can be challenging, especially for medical professionals who may face unique financial challenges such as paying back larger amounts of student loan debt. Imagine if there was a mortgage loan designed specifically for medical professionals. Well, you are in luck! The physician mortgage…

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Jumbo Mortgage Loans
Home Loans

Understanding Jumbo Mortgage Loans

In the mortgage industry, you may encounter the term “jumbo mortgage”. While the term may seem intimidating, it’s simply a type of home loan designed for properties that exceed conforming loan limits. Here, we will dive into the specifics of jumbo mortgage loans, including the requirements, down payments, and qualifications. What is a Jumbo Mortgage…

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Home Loans for Nurses
Home Loans

Home Loans for Nurses

Understanding Mortgage Programs and Approval Process Nurses dedicate their lives to caring for others, but they may face unique challenges when securing a home loan. The good news is that mortgage programs and strategies specifically for registered nurses are tailored to accommodate these healthcare heroes’ needs. With the proper knowledge and guidance, nurses can navigate…

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Calculate Your Mortgage Payment - Featured
Mortgage Basics

How to Calculate Your Home Payment

When considering purchasing a home, it is important to understand how to calculate your monthly mortgage payment to plan your budget for future expenses. We are going to cover the basics you’ll need to calculate an estimated monthly payment. With this information, you can get an idea of what purchase price you are comfortable with,…

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FHA Home Loan Requirements
Home Loans

FHA Home Loan Requirements

Many people believe that homeownership is completely out of reach. But the truth is that even with a low credit score or the inability to save for a hefty down payment, you can still buy a house you love.If you would like to purchase a home but are struggling with credit or savings, an FHA…

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Who Qualifies for a VA Loan - Featured
Home Loans

Who Qualifies for a VA Mortgage Loan?

VA loans are mortgage loans tailored specifically for active-duty service members and veterans of our nation’s armed forces. In order to be eligible, you must have served a designated amount of time in the military, or in some cases, surviving spouses of veterans are eligible as well. It is important to understand the difference between…

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What is a conventional loan - featured
Home Loans

What is a Conventional Home Loan?

A Conventional loan is a home loan program that is not backed by a government agency, but has many of the benefits that government loans have to offer and, more. Conventional home loans come in several different varieties; whether you are a first-time homebuyer, looking for an investment property, or wanting to refinance your current…

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Options for First Time Homebuyers - Blog
Home Loans

Loan Options for First Time Homebuyers

If you’re a first-time homebuyer, the loan process can be both exciting and daunting. With homes flying off the market in record time, it’s essential to move quickly. Researching loans you may be eligible for and getting a layout of the guidelines can help you find a loan best suited for your financial situation as…

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Predatory Lending Common Signs
Mortgage Basics

5 Common Signs of Predatory Lending

With so many mortgage lending companies out there, you might be wondering how to find one that has your best interests in mind. It can be more difficult when predatory lenders use deceptive tactics and tricks to trap people into less-than-ideal financial situations. Look out for these five common signs and tactics predatory lenders use…

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