Home Loans for Nurses
Home Loans

Home Loans for Nurses

Understanding Mortgage Programs and Approval Process Nurses dedicate their lives to caring for others, but they may face unique challenges when securing a home loan. The good news is that mortgage programs and strategies specifically for registered nurses are tailored to accommodate these healthcare heroes’ needs. With the proper knowledge and guidance, nurses can navigate…

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Calculate Your Mortgage Payment - Featured
Mortgage Basics

How to Calculate Your Home Payment

When considering purchasing a home, it is important to understand how to calculate your monthly mortgage payment to plan your budget for future expenses. We are going to cover the basics you’ll need to calculate an estimated monthly payment. With this information, you can get an idea of what purchase price you are comfortable with,…

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FHA Home Loan Requirements
Home Loans

FHA Home Loan Requirements

Many people believe that homeownership is completely out of reach. But the truth is that even with a low credit score or the inability to save for a hefty down payment, you can still buy a house you love.If you would like to purchase a home but are struggling with credit or savings, an FHA…

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Who Qualifies for a VA Loan - Featured
Home Loans

Who Qualifies for a VA Mortgage Loan?

VA loans are mortgage loans tailored specifically for active-duty service members and veterans of our nation’s armed forces. In order to be eligible, you must have served a designated amount of time in the military, or in some cases, surviving spouses of veterans are eligible as well. It is important to understand the difference between…

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What is a conventional loan - featured
Home Loans

What is a Conventional Home Loan?

A Conventional loan is a home loan program that is not backed by a government agency, but has many of the benefits that government loans have to offer and, more. Conventional home loans come in several different varieties; whether you are a first-time homebuyer, looking for an investment property, or wanting to refinance your current…

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Options for First Time Homebuyers - Blog
Home Loans

Loan Options for First Time Homebuyers

If you’re a first-time homebuyer, the loan process can be both exciting and daunting. With homes flying off the market in record time, it’s essential to move quickly. Researching loans you may be eligible for and getting a layout of the guidelines can help you find a loan best suited for your financial situation as…

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Predatory Lending Common Signs
Mortgage Basics

5 Common Signs of Predatory Lending

With so many mortgage lending companies out there, you might be wondering how to find one that has your best interests in mind. It can be more difficult when predatory lenders use deceptive tactics and tricks to trap people into less-than-ideal financial situations. Look out for these five common signs and tactics predatory lenders use…

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Buy a Home

5 Tips for Second-Time Homebuyers

As excited as you were to buy your first house, we bet you’re equally as excited (if not more) to buy your second. Though the process of buying a home is quite similar, there are some different things to take into consideration as you take this step into real estate investment. Here are some tips…

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FHA Loans - MIP Featured
Mortgage Basics

FHA Loans: Mortgage Insurance Premium

If you are thinking about buying a home, an FHA home loan might be the right program for you. Mortgage Insurance Premium is a component of FHA home loans that you will want to know about if you decide to go with the FHA loan program. Below, we answer some common questions that you might…

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Purchasing a Vacation Home in Missouri
Buy a Home

Purchasing a Vacation Home in Missouri

Purchasing a vacation home is an exciting venture that allows you to have a personal retreat and potentially a lucrative investment. Missouri, with its diverse landscapes and charming small towns, offers fantastic opportunities for those looking to buy a vacation property. Whether you’re dreaming of a lakeside cabin or a cozy cottage in the hills,…

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Pre-Qualification vs. Pre-Approval Social media
Mortgage Basics

Loan Pre-Qualification vs. Pre-Approval

Looking for your dream home is a long process, but if you’re not prepared, it could take even longer. The last thing you want to do is to find your dream home only to miss out! You’ve probably heard of mortgage “pre-qualification” and “pre-approval.” While they may seem interchangeable, they’re two different things you can…

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Should I refinance my mortgage in Missouri, Arkansas, Illinois, and nearby areas
Refinancing

Should I Refinance My Mortgage?

The most popular reason to refinance your home is to lower the mortgage interest rates but there are actually several different reasons for someone to look into refinancing. Below, we are going to highlight some of the benefits of refinancing your loan. Refinancing: High-Interest Rates If your current interest rate seems like it might be…

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