Home Loans in Lincoln IL

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Get Pre-Approved for a Mortgage‎

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USA Mortgage is your local Mortgage lender in Lincoln, IL. We are a full-service mortgage company offering a variety of home loans in Lincoln, Illinois, and nearby areas.

USA Mortgage has a wide range of options that can fit any mortgage need. These products include FHA, USDA, VA, Conventional loans, and down payment assistance programs and resources to buy a home or refinance more smoothly.

Top Mortgage Lender in Lincoln IL - USA Mortgage

Home Loan Programs


At our USA Mortgage: Lincoln, Illinois branch we have the perfect home loan for you! Whether you are looking to purchase or refinance, we offer various home loans ranging from Conventional, FHA, VA, and USDA (RD). Being a first-time home buyer can be stressful; that is why we offer first time home buyer loans with little to no money down!

Here at USA Mortgage Abadi Region, we also offer down-payment assistance options for all borrowers, no matter if you are buying your first home or second. Our goal is to make home-buying easy and affordable; we have no application fees, and offer the best mortgage rates with our APR Guarantee program!

Are you ready to buy a home? Click for a quick and easy Mortgage Pre Approval

Why USA Mortgage?


At USA Mortgage we understand the stress of buying a new home. That is why we are a full-service mortgage lending company dedicated to giving you the best home loan experience and mortgage rates possible. No one believed, “We’re not like those other mortgage companies,” so here are some reasons.


Full-service mortgage lender serving state of Illinois.

We underwrite, fund, and process in-house. Stress not included.

We have loan options that allow us to accept lower credit scores.

We offer fixed & adjustable mortgage options with competitive rates.

Mortgage Lender in Lincoln IL

USA Mortgage is a mortgage lending company committed to helping you. We are a full-service mortgage lender. Come visit our Lincoln, Illinois branch, located on the historic downtown square, just across from the courthouse. When you walk into our Lincoln office, you’ll see Tiffany Winebrinner. She is ready to help you achieve your dream home goals and ensure a caring experience, whether you’re buying or refinancing your home. We’ll be here waiting whenever you’re ready. Just take a look at the Google reviews below and see why others chose USA Mortgage for their home loan.

Google Reviews

John G.
My wife and I went here for our first home. It was Super Easy and Stress Free! I can't thank Tiffany Winebrinner and Alysia enough! They were absolutely Wonderful to work with.Don't hesitate, go speak with Tiffany today and she will set you on the path that is correct for your home buying experience!
Jessica H.
Working with Tiffany has given me the peace of mind I needed during this process! She has been so thorough and available when we need her! An absolute blessing!A huge perk is the app! I have been able to follow along every step of the way!Thank you, Tiffany, for everything! We cannot wait to close on our forever home!
Rollie M.
Working with Tiffany has been a very pleasant experience. She is not only kind and professional, she has been there for us through every situation that has risen. We thought buying a house from out of state would be difficult but she made it so much easier. The financial help she gave us was beyond exceptional. We would highly recommend her to anyone seeking to buy and finance a new property.



USA Mortgage Abadi Region

We offer in-house processing, so you don’t have to go to multiple locations to complete your home loan. Complete the application in the comfort of your home or visit our loan originator, Tiffany Winebrinner, at our Lincoln branch!

USA Mortgage

Lincoln IL Local Office:

604 Broadway St,
Lincoln, IL 62656

(800) 315-9416

Mortgage Loan Originator:

Let us help you find the right home loan.

Tiffany Winebrinner - Lincoln IL | USA Mortgage