USA Mortgage – Columbia

Get Pre-Approved for a Mortgage‎

USA Mortgage Customer Rating Photo

USA Mortgage located in Columbia, is a full-service mortgage lender. We offer a full spectrum of home loans such as FHA, USDA, VA, and all conventional mortgage options including renovation, bridge, and construction loans.

While doing business with USA Mortgage you will receive better rates, lower fees and excellent customer service. Having three locations in Columbia, you will know and trust that you are working with a local lender who is only a call away.

Why USA Mortgage?


USA Mortgage has been Missouri’s number one lender for two years straight and the number one USDA lender for five years in a row. We have accomplished this by making it our mission to provide unrelenting pursuit of perfection, and Priding ourselves on the lending excellence and a superior level of service that our status as a mortgage lender enables us to provide.

We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the closing day. Working with our Columbia branches means you can expect a home financing experience free of hassles and headaches.

USA Mortgage Logo

We follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit. We have complete control because of our operations, such as processing, underwriting, closing, and funding, are done in-house. We work at USA Mortgage every day to put our customers first and help them achieve their financial goals. We want to gain your loyalty and trust by providing exceptional customer service, the best loan products, and the smoothest process at the lowest cost to you. Set up a time to talk to one of our mortgage professionals now! We are waiting to serve you.

Google Reviews

We worked with Michael At USA Mortgage after trying to refinance with a different company. It was a night and day difference. Michael looked at the issue we were having with the previous company and thought of a solution instead of just saying oh... well like the previous company did. He knows his stuff and I would not hesitate again to do business with him. Keep up the great work!!!read more
Quentin Bell
Justin Lackey with USA Mortgage is top notch! Justin went above and beyond to help me with my home buying experience. He communicated things effectively and easily. He also helped explain all aspects of the home buying process since this was my... first time. We are able to close exactly on the set date with no worries or anxiety. Working with him was more than a pleasure. I would STRONGLY recommend Justin Lackey to anyone that is interested in a loan!read more
Dillon Shoemaker
Michael was attentive, extremely knowledgeable, and upfront. He kept me appraised throughout the process. There were some challenges on time, but Mike worked it out and it all came together without a hitch. He was an indispensable resource on all... the "little" nuances of home buying. My family could not have made a better choice!!!!!!!!!read more
Cedric Lakes
Thank you for helping me become a homeowner. This is a dream come true. Michael and his team worked long and hard for me to bring everything together. Thank you.
Chantese Shaw
Dylan Morgret truly takes the time to make sure that you feel knowledgable about everything regarding your loan. He is very responsive and always willing to answer any questions that you have. He makes sure that you feel comfortable navigating the... water of purchasing your first home which takes so much stress out of the process. Dylan is a class act and I would recommend him to anyone looking to purchase a home or refinance.read more
Cameron Aho
Brandon was excellent to work with at USA Mortgage. He made our house refinance quick & painless, and we will save thousands of dollars with our new low interest rate.
Jill Salmon
Had a very good experience with Justin on my refi. Everything was excellent. He always goes that extra Steptoe help you in any way possible.
Keith Null
Brandon Barnes was an excellent agent for us and walked us through every step. We highly recommend him to anyone wanting to refinance or obtain a first mortgage.
Steve Hopkins
Just closed a deal with Justin Lackey and a client of mine. Smooth sailing with excellent communication.
Chey Deck
USA Mortgage was amazing to work with throughout my loan process, especially Justin!! He was just absolutely amazing. Very informative, enthusiastic and motivational! Made sure I knew everything that was going on, always stayed in touch with updates... and if I had any questions at all he was very knowledgeable, honest and if he wasn’t quite sure about something, he would get me the answers extremely fast! I seriously couldn’t have asked for anyone better to work with when it came to Justin and USA Mortgage.read more
Steven Sedgwick

USA Mortgage Home Loans

Columbia Main Office

33 E Broadway, Ste 290,
Columbia, MO 65203
(573) 397-6090

Mortgage Lenders:

Reza Abadi - Columbia branches | USA Mortgage Casey Cotton - Columbia branches | USA Mortgage Michael Vanella - Columbia branches | USA Mortgage Justin Lackey - Columbia branches | USA Mortgage

Brandon Barnes - Columbia branches | USA Mortgage Stacia Gerrish - Columbia branches | USA Mortgage Dylan Morgret - Columbia branches | USA Mortgage

USA Mortgage - HOB

House of Brokers Branch

1515 Chapel Hill Rd,
Columbia, MO 65203
(800) 315-9416

Mortgage Lenders: Brooke Peery - Columbia, MO | USA Mortgage Bob Peery - Columbia, MO | USA Mortgage

USA Mortgage - CRE

Columbia Real Estate Branch

2100 W Broadway,
Columbia, MO 65203
(800) 315-9416

Mortgage Lender: Jim Pistono - Columbia, MO | USA Mortgage