USA Mortgage – Columbia

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USA Mortgage located in Columbia, is a full-service mortgage lender. We offer a full spectrum of home loans such as FHA, USDA, VA, and all conventional mortgage options including renovation, bridge, and construction loans.

While doing business with USA Mortgage you will receive better rates, lower fees and excellent customer service. Having three locations in Columbia, you will know and trust that you are working with a local lender who is only a call away.

Why USA Mortgage?


USA Mortgage has been Missouri’s number one lender for two years straight and the number one USDA lender for five years in a row. We have accomplished this by making it our mission to provide unrelenting pursuit of perfection, and Priding ourselves on the lending excellence and a superior level of service that our status as a mortgage lender enables us to provide.

We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the closing day. Working with our Columbia branches means you can expect a home financing experience free of hassles and headaches.


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We follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit. We have complete control because of our operations, such as processing, underwriting, closing, and funding, are done in-house. We work at USA Mortgage every day to put our customers first and help them achieve their financial goals. We want to gain your loyalty and trust by providing exceptional customer service, the best loan products, and the smoothest process at the lowest cost to you. Set up a time to talk to one of our mortgage professionals now! We are waiting to serve you.

Google Reviews

Justin Lackey made the home buying option easy! We came in having no idea where to start. He was always available to answer our questions. Justin is a rockstar! He was able to get us a great USDA loan that matched our financing needs!
Sarah Vanderslice
My experience with USA Mortgage Home Loans was great. Mike vanilla worked magic and got me and my family into a beautiful home.
Vonshaun
Just worked with Michael and closed a property in Kansas City. He is very professional and helpful. Super prompt to answer my questions. I applied 30-year fix rate conventional loan. The rate is better than I expected. Strongly recommend you to... consider them if you want to buy your dream home.read more
Da Li
Happy I chose USA Mortgage! The home buying experience was smooth! They made the process easy and quick. Highly recommend! Thanks USA Mortgage!
Erica Malone
My loan officer is Shane Bratkowski and he is a great help!! He is very prompt on answering any questions we have and super honest!
Megan Kilgore
Where do I even begin!?! We loved working with Kristi start to finish! She was so thorough and never made us feel as if we had "stupid questions." She always stayed in contact and always answered our calls! She truly went above and beyond to find... exactly what would be most beneficial for our financial situation! Plus USA Mortgage has a super fast turn around time! They had us closed on our home within no time! Kristi was simply the best and we will definitely go to her from here on out!read more
Alyssa Greene
Worked with Michael Vanella and his team at USA mortgage. They did an exceptional job and are clearly organized, thoughtful and pay a lot of attention to detail. It was a pleasure working with them for our home mortgage and highly recommend them.
Vrinda Trivedi
Michael and Dana went above and beyond to get my loan closed. Being a first time home buyer, I was very nervous about the process. They reassured me every step of the way, and as of 12/12/2017, I am a new home owner! I would recommend them to... anyone!!read more
CARISA ERVIN-MURPHY
My wife and I are first time homebuyers. We had been to a couple local banks for a loan but we kept getting denied. We met with Brandon at USA Mortgage and we decided to give him a shot. We’re so thankful we did! He met with us, went over our goals,... made himself available and communicated with us throughout the entire process. Give him a call, I promise you won’t regret it. He’s personable and friendly. I highly recommend Brandon and his team!read more
Medisa Eshraghi
Brooke Peery is the best!!!!! As a Real Estate professional, USA Mortgage, and Brooke Perry consistently exceeds not only my expectations, but my clients as well. It is very comforting knowing that when my clients loan is in their hands, I have... nothing to worry about! Thanks USA Mortgage, and Brooke Peery for making my clients and myself very happy!read more
Tim Turner
USA Mortgage Home Loans

Columbia Main Office

33 E Broadway, Ste 290,
Columbia, MO 65203
(573) 397-6090

Mortgage Lenders:

Reza Abadi - Columbia branches | USA Mortgage Casey Cotton - Columbia branches | USA Mortgage Michael Vanella - Columbia branches | USA Mortgage Brandon Barnes - Columbia branches | USA Mortgage

Stacia Gerrish - Columbia branches | USA Mortgage Dylan Morgret - Columbia branches | USA Mortgage Shane Bratkowski - Columbia branches | USA Mortgage

USA Mortgage - HOB

House of Brokers Branch

1515 Chapel Hill Rd,
Columbia, MO 65203
(800) 315-9416

Mortgage Lenders: Brooke Peery - Columbia, MO | USA Mortgage Bob Peery - Columbia, MO | USA Mortgage

USA Mortgage - CRE

Columbia Real Estate Branch

2100 W Broadway,
Columbia, MO 65203
(800) 315-9416

Mortgage Lender: Jim Pistono - Columbia, MO | USA Mortgage