USA Mortgage in Columbia

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Get Pre-Approved for a Mortgage‎

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USA Mortgage located in Columbia, is a full-service mortgage lender. We offer a full spectrum of home loans such as FHA, USDA, VA, and all conventional mortgage options including renovation, bridge, and construction loans.

While doing business with USA Mortgage, you can save money and receive better excellent customer service. Having three locations in Columbia, you will know and trust that you are working with a local mortgage loan originator who is only a call away.

Home Loan Programs


We offer specific products that include FHA, USDA, VA, and Conventional programs, as well as various down payment assistance programs and resources you need to buy a home or refinance. The best part is that the entire loan process can be done in one of our offices, which means less hassle for you.

Why USA Mortgage?



USA Mortgage has been Missouri’s number one lender for two years straight and the number one USDA lender for five years in a row. We have accomplished this by making it our mission to provide unrelenting pursuit of perfection, and Priding ourselves on the lending excellence and a superior level of service that our status as a mortgage lender enables us to provide.

We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the closing day. Working with our Columbia branches means you can expect a home financing experience free of hassles and headaches.

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Mortgage Lender in Columbia

We follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit. We have complete control because of our operations, such as processing, underwriting, closing, and funding, are done in-house. We work at USA Mortgage every day to put our customers first and help them achieve their financial goals. We want to gain your loyalty and trust by providing exceptional customer service, the best loan products, and the smoothest process at the lowest cost to you. Set up a time to talk to one of our mortgage professionals now! We are waiting to serve you.

Google Reviews

We worked with Michael Vanella and his team at USA Mortgage for applying for a home loan. They did absolutely amazing! I never thought that I would actually get approved because of my credit score, bankruptcy on my record, and the factor that it was... a mobile home. Not only did they get us approved for an FHA loan, but we were approved with lower interest rate, mortgage payment, and closing cost than we could have ever expected! Michael, Taylor, and Spencer took the time to help with any questions we had even if it wasn't just about the loan. Start to finish our loan process took 2 months. I highly recommend Michael Vanella at USA Mortgage to anyone looking at getting a home loan or trying to refinance their more
Kevin Rice
Working with Michael Vanella and his team was very pleasant, smooth, and helpful throughout the home buying process. Since the first conversation in April, he has provided warm explanations, shared easy-to following guidelines, and replied to our... sprouting questions. Kimberly Holsinger in Michael’s team was also very supportive. Strongly recommend his team!read more
Jong Bum Kim
Michael Vanella and his team are great! These loans are not simple, and our case was a bit complex, but they delivered. He went above and beyond to get us in our home. I would highly recommend him and his team to anyone. He answered my calls, he... answered my questions, and they walked us through the process. We are thankful!read more
Savannah Gilmore
We worked along side of Michael Vanella and team with USA Mortgage for our first ever home loan. He and his team made this transaction so smooth and easy!! I cant thank them enough for guiding us through the process, answering any questions we had... and more!! 10/10 would highly recommend for your next home loan needs!!! THANK YOU!!!!read more
Bethaney Jackson
Michael and his awesome team were incredibly amazing. They helped me every step of the way. They made the entire process so easy for me. I would highly recommend them to any of my friends and family. They are truly the best!!!
Jennifer Price
Michael Vanella, and his team were amazing! We had almost given up hope of qualifying for a mortgage, and they went above and beyond to see that we were. I would definitely recommend them and USA mortgage.
Amy Estill
Brandon Barnes was great to get prequalified with. Very friendly and quick to respond and answer all my questions.
Colleen’s Creations
Michael and his team was incredible the entire home buying process. He stayed in touch and assured us he could get us done when no one else could. Our closing cost was much lower than it was going to be. We will buy our vacation home from Mike and... USA mortgage in the future. We highly recommend USA Mortgage for you and your more
Worship Pastor Wright
Brandon Barns is amazing to work with he has a compassion for individual circumstances and walks you through the process with patience and will do anything he can to help! I can tell he really cares about helping people. Especially confused 1st time... home buyers like me!read more
Brenna Smyrniotis
Shane Bratkowski was very helpful with our loan process. He was always quick to respond and answer any questions that we had. He made it very easy and we were able to do everything over the phone and by email. He also never let me lose hope that we... could get this house and I really appreciate everything he did for us! I would recommend him to anyone! Thank you Shane!read more
Amber Langdon
Accredited Mortgage Lender in Columbia, Missouri - USA Mortgage Home Loans

USA Mortgage Home Loans

Columbia MO Branches

USA Mortgage in Columbia, MO

Columbia Regional Branch

33 E Broadway, Ste 290,
Columbia, MO 65203

(573) 397-6090

Mortgage loan originators:

Reza Abadi - Columbia MO | USA Mortgage Casey Cotton - Columbia MO | USA Mortgage Michael Vanella - Columbia MO | USA Mortgage Jim Pistono - Columbia MO | USA Mortgage

Brandon Barnes - Columbia MO | USA Mortgage Dylan Morgret - Columbia MO | USA Mortgage Shane Bratkowski - Columbia MO | USA Mortgage

USA Mortgage - HOB

House of Brokers Branch

1515 Chapel Hill Rd,
Columbia, MO 65203

(800) 315-9416

Mortgage loan originators:

Brooke Peery - Columbia MO | USA Mortgage Bob Peery - Columbia MO | USA Mortgage