USA Mortgage – Columbia

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Get Pre-Approved for a Mortgage‎

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USA Mortgage located in Columbia, is a full-service mortgage lender. We offer a full spectrum of home loans such as FHA, USDA, VA, and all conventional mortgage options including renovation, bridge, and construction loans.

While doing business with USA Mortgage you will receive better rates, lower fees and excellent customer service. Having three locations in Columbia, you will know and trust that you are working with a local lender who is only a call away.

Why USA Mortgage?


USA Mortgage has been Missouri’s number one lender for two years straight and the number one USDA lender for five years in a row. We have accomplished this by making it our mission to provide unrelenting pursuit of perfection, and Priding ourselves on the lending excellence and a superior level of service that our status as a mortgage lender enables us to provide.

We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the closing day. Working with our Columbia branches means you can expect a home financing experience free of hassles and headaches.


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We follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit. We have complete control because of our operations, such as processing, underwriting, closing, and funding, are done in-house. We work at USA Mortgage every day to put our customers first and help them achieve their financial goals. We want to gain your loyalty and trust by providing exceptional customer service, the best loan products, and the smoothest process at the lowest cost to you. Set up a time to talk to one of our mortgage professionals now! We are waiting to serve you.

Google Reviews

Shane Bratkowski was very helpful in getting my mortgage pre-approval completed with no hassles. Would highly recommend.
Urinthorn Hopper
This is my second time working with Casey Cotton at USA Mortgage, both times he had been very helpful throughout the entire process. Initially we were first time home buyers, now we refinanced 5 years later. He is extremely responsive and always... keeps you updated. The process went seamlessly both times I’ve worked with Casey. Would highly recommend him.read more
Callie Coorts
We had an amazing experience. Jessica was great to work with, very attentive and fast. They got our mortgage done in less than 6 weeks when many other places said it would be 3 months. She was extremely friendly and happy to answer our 1000... questions. Thank you for a great experience. I would recommend to anyone looking into a mortgage.read more
Courtney Yount
Michael Vanella and his team were great to work with there were very responsive in answering all of my questions and keeping me informed on what’s to come next. I was a first time home buyer and I wasn’t sure of how the process worked but they were... very polite and helped walk me through the whole thing. If you are thinking about purchasing a home give them a call you won’t be disappointed! ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️read more
Caleb White
Brandon Barnes is a class act!As a US Army veteran I highly recommend Brandon Barnes to assist ALL veterans with their VA home loan! Brandon Barnes was available around the clock to guide and assist me throughout the home loan process! Thank you USA... Mortgage and salute to you Brandon Brandon 🇺🇸🇺🇸🇺🇸read more
Johnathan Pearson
The team at USA Mortgage is so friendly, thorough, and easy to work with. I would highly recommend everyone use them when buying a house!
Adrienne Siddens
Very professional easy to work answers all questions quickly. I was very satisfied with my experience.
Andrew Crull
Excellent communication and people that really cared about us and wanted to make sure we could get the refinance through. It also was a pretty quick turnaround which was awesome! Highly recommend Shane Bratkowski and the rest of the crew at USA... Mortgage in Columbia Missouri!read more
Christine Lindsey
We worked with Michael Vanella and Taylor throughout our process. We contacted them as soon as we sold our house to start the process. We were able to take our time finding our new house and Michael worked with us in that time to make our account... more appealing for the lender and keep us in communication during that process. He went out of his way to make sure that we were able to get the best possible review. Signing of all documents were seamless and easy. We would work with Michael again in the future.read more
Josh Lowrance
As a first time home buyer with not stellar credit Michael was awesome to work with. He always answered my questions and never gave up on getting me my home loan. Thank you Michael.
Katie Maupin
USA Mortgage Home Loans

Columbia Main Office

33 E Broadway, Ste 290,
Columbia, MO 65203
(573) 397-6090

Mortgage Lenders:

Reza Abadi - Columbia branches | USA Mortgage Casey Cotton - Columbia branches | USA Mortgage Michael Vanella - Columbia branches | USA Mortgage Brandon Barnes - Columbia branches | USA Mortgage

Stacia Gerrish - Columbia branches | USA Mortgage Dylan Morgret - Columbia branches | USA Mortgage Shane Bratkowski - Columbia branches | USA Mortgage

USA Mortgage - HOB

House of Brokers Branch

1515 Chapel Hill Rd,
Columbia, MO 65203
(800) 315-9416

Mortgage Lenders: Brooke Peery - Columbia, MO | USA Mortgage Bob Peery - Columbia, MO | USA Mortgage

USA Mortgage - CRE

Columbia Real Estate Branch

2100 W Broadway,
Columbia, MO 65203
(800) 315-9416

Mortgage Lender: Jim Pistono - Columbia, MO | USA Mortgage