USA Mortgage – Jefferson City

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USA Mortgage is excited to bring its full line of mortgage products to the Capital City. We offer a complete suite of loans that can fit virtually any mortgage need. We offer products such as USDA, FHA, VA, Renovation, Conventional and down payment assistance programs! We even have options for 100% financing on USDA, VA, and FHA products. USA’s versatility in the Home Loan industry has also solidified a reputation in accomplishing what other mortgage lenders will not or are not capable of doing.

We have a wide range of investors that cater to almost everyone’s need basis. We can accommodate the niche mortgage, challenged credit and the mortgage that requires out of the box solutions.

Home Loan Products


Jefferson City has a growing population and more of its people are becoming homeowners. We understand the needs of first time buyers and current homeowners that have changing needs. We believe there are no cookie cutter loans as people have different situations. We also look at our services are designed for the person and not the property. Our focus on making sure we treat our clients as individuals who have differing needs and goals is paramount to reaching a successful conclusion.

USA Mortgage in Jefferson City MO

USA Mortgage Jeff City team is highly conditioned to strive to make buying a home a joyful occasion and one without stress and feeling like you are kept in the dark.

We consider you a team member as work together to give you the most competitive rates, lower fees and unmatched customer service. Missouri is the show me state and USA Mortgage would rather show you than tell you why we are the number one choice of Missourians for their Home Loan solutions.

USA Mortgage Home Loans in Jefferson City, MO

Why USA Mortgage?

In 2017 the millennial generation became a force in the mortgage landscape and Jefferson City represents this diverse and growing community. USA Mortgage has adapted to their specific needs by implementing advanced technology, adopting conforming mortgage programs and developing a mindful culture of sensitivity to their needs and buying habits. We want to be the hometown lender that exudes next-generation technology and processes to adapt to the needs of this progressive class of individuals.

Our company has adopted the spirit of this generation and displays it every day in our work environment. The company is so forward-thinking in its development that we were voted the best company to work for in St Louis in 2018.

Accredited Mortgage Lender in Jefferson City, Missouri

Missouri's 1st choice in mortgage solutions

USA Mortgage knows Jefferson City has a long history of championship accomplishment in sports and are entrenched in a winning spirit. We here at USA Mortgage are also used to being on top as we are the number 1 choice in mortgage solutions in Missouri. We have accomplished this by adopting successful virtues such as clarity, communication, compliance and a culture of teamwork.

USA Mortgage branch in Jefferson City, MO

Google Reviews

Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
Nishant Patel
Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have him.
Jamie Hein
I recently bought a property through USA Mortgage, & Justin Lackey helped me as my mortgage broker. He helped me understand the process from beginning to end and led the way to a successful closing! I couldn’t be happier & cant wait to do it again!
Chey Deck
Michael was extremely helpful is helping us achieve our dream of owning our first home. He walked us through the entire process step by step.
Hal Senpai
This is the second time I’ve used USA Mortgage and once again I am thrilled with the entire transaction. Michael always takes the time to answer any questions or resolve any issues. I will always highly recommend USA Mortgage!!
Jaymee Thomas
I used USA mortgage for my first home mortgage and it was great. Then worked with them again for a refinance. Once again they knew exactly what to do to jumpstart my credit.They answered every question I had quickly and accurately. It was such a... smooth process. I’ll use them every time I need them!read more
Jesse Opel
10/10 would recommend Michael as your LO. He makes the process less stressful and is very knowledgeable in the field. He made my first home buying process feel easy.
Jordan Null
Our lender has proven again that they are best in the business. Michael is extremely knowledgeable, detailed and a pleasure to work with.
Melinda Hunter
You will not find a better Mortgage company in the area. Mike and his team helped us go from a very difficult situation three years ago, to a financially friendly loan and payment today. It was a lot of hard work for he and his team, but he always... kept me in the loop when it was time to refinance. I will be forever grateful for what they've done for us. I highly recommend them, especially if you feel you have needs outside the "normal" loan more
Jake Hunter
Highly recommended. Good interest rate. Excellent communication. Michael was very helpful. Especially with this being my first time purchasing a home. There were things I did not understand or have ever encountered. Michael and his team were... patient, understanding, and helpful with all the questions and things I needed to help me understand the process of buying a home. If I had a question Michael had an answer. Morning, day, and, evening hours he was available to help. I very much recommend him and his team. In the future if I need a lender. Michael Vanella is who I will more
Jaycob Riley

USA Mortgage Home Loans

Jefferson City MO Branch

USA Mortgage in Jefferson City, MO

1002 Diamond Ridge, Ste 1050,
Jefferson City, MO 65109
(800) 315-9416

Office Manager in Jefferson City:

Trisha Barnes - Jefferson City, MO | USA Mortgage