USA Mortgage – Jefferson City

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USA Mortgage is excited to bring its full line of mortgage products to the Capital City. We offer a complete suite of loans that can fit virtually any mortgage need. We offer products such as USDA, FHA, VA, Renovation, Conventional and down payment assistance programs! We even have options for 100% financing. USA’s versatility in the Home Loan industry has also solidified a reputation in accomplishing what other mortgage lenders will not or are not capable of doing.

We have a wide range of investors that cater to almost everyone’s need basis. We can accommodate the niche mortgage, challenged credit and the mortgage that requires out of the box solutions.

Home Loan Programs


Jefferson City has a growing population and more of its people are becoming homeowners. We understand the needs of first time buyers and current homeowners that have changing needs. We believe there are no cookie cutter loans as people have different situations. We also look at our services are designed for the person and not the property. Our focus on making sure we treat our clients as individuals who have differing needs and goals is paramount to reaching a successful conclusion.

USA Mortgage in Jefferson City MO

USA Mortgage Jeff City team is highly conditioned to strive to make buying a home a joyful occasion and one without stress and feeling like you are kept in the dark.

We consider you a team member as work together to give you the most competitive rates, lower fees and unmatched customer service. Missouri is the show me state and USA Mortgage would rather show you than tell you why we are the number one choice of Missourians for their Home Loan solutions.

USA Mortgage Home Loans in Jefferson City, MO

Why USA Mortgage?

In 2017 the millennial generation became a force in the mortgage landscape and Jefferson City represents this diverse and growing community. USA Mortgage has adapted to their specific needs by implementing advanced technology, adopting conforming mortgage programs and developing a mindful culture of sensitivity to their needs and buying habits. We want to be the hometown lender that exudes next-generation technology and processes to adapt to the needs of this progressive class of individuals.

Our company has adopted the spirit of this generation and displays it every day in our work environment. The company is so forward-thinking in its development that we were voted the best company to work for in St Louis in 2018.

Accredited Mortgage Lender in Jefferson City, Missouri

Missouri's 1st choice in mortgage solutions

USA Mortgage knows Jefferson City has a long history of championship accomplishment in sports and are entrenched in a winning spirit. We here at USA Mortgage are also used to being on top as we are the number 1 choice in mortgage solutions in Missouri. We have accomplished this by adopting successful virtues such as clarity, communication, compliance and a culture of teamwork. Have a mortgage need? Just off W Edgewood Dr, one of our mortgage loan originators is waiting for you.

USA Mortgage branch in Jefferson City, MO

Google Reviews

I started with Michael last year and when the pandemic hit i chose to step away. This year I decided to proceed forward and purchase. Michael got me approved both times. I am not always an easy person to deal with and I ask alot of questions!... Michael was always there to answer and reassure me during this more
Stephanie Godbey
Justin was amazing with getting us a house. He would go above and beyond for us and it was amazing. This is my first time buying a house and I was stressed about buying one but justin made buying a house so easy. I felt so relief once we got it and... i wouldn't of got it without him he helped me fill out questions or problems early or late at night he would work over to make sure we were ready for a house and to buy a house. I would recommend him to everyone I see. He was truly amazing and helpful and I will go back to him when im ready for another more
Christopher Alewine
I worked with Michael and Taylor at USA mortgage to buy my home. They were both very helpful at making the process easy. I would definitely do business with them again and recommend them to family and friends. I am very thankful for all they have... done for me in helping me buy a home. Thank you both!read more
Amanda Yanez
We were referred to Michael Vanella at USA Mortgage by 2 of his previous clients, to get a 30 year fixed rate mortgage. Michael somehow managed to get us approved for the loan even though I had extenuating circumstances that I believed would keep me... from getting the loan. He was very helpful and prompt and made us feel comfortable throughout the process. I would definitely refer to Michael in the futureread more
aaron elgas
Michael and team at USA Mortgage made getting a home loan extremely easy. The application process was user friendly. Michael quickly and thoroughly answered any question I had. I highly recommend giving Michael Vanella at USA Mortgage a call if you... are in need of a home more
Kristen Pattrin
I highly recommend Michael Vanella with USA Mortgage! Michael helped us get our dream home and we cannot be me grateful for all of his hard work! We are first time home buyers with lots of questions and needed lots of help and Michael was there... every step of the way to help us! Some days we would call Michael multiple times with multiple questions and he was always had our answers. The whole process was easy and convenient and we again can’t thank him enough for all his hard work!read more
Stephanie Hinnah
Buying a new home can be a stressful ordeal. We’re so glad we chose Michael Vanilla and his squad at USA Mortage to navigate through the process! They are always available and ready to answer any questions and keep your mind at ease! Thanks Michael!
jeremy hinnah
Michael was great in how he approached our situation. He gave us a great plan to follow along with very clear details. Every step along the way the goal was very clear. Get us in a home for our family. I have never stayed in a home my whole life.... To just scratch the surface of getting one was amazing to me. We did exactly what he asked us to do. I am happy to say we are actually closing this week. It is very refreshing to me that USA mortgage has so many great people involved top to bottom. Micheal is definitely one of the top on my list. I encourage anyone who has dream of getting a home. This is the guy you want to see!!!read more
Antonio Goolsby
Familiar, local touch with home lending. Instead of big names that can only get customer service on the line. Easy to talk with, communicate, and get a hold of. Definitely use this place if you want a local touch
Nishant Patel
Hands-down, this was the easiest process I've ever had to endure when it comes to purchasing a home. Michael was available at ANY time that a question was posed to him and his responses were spot-on. Kudos to him. USA Mortgage is lucky to have him.
Jamie Hein

USA Mortgage Home Loans

Jefferson City MO Branch

USA Mortgage in Jefferson City, MO

1002 Diamond Ridge, Ste 1050,
Jefferson City, MO 65109
(800) 315-9416

Mortgage Lender in Jefferson City:

Justin Lackey - Jefferson City, MO | USA Mortgage