USA Mortgage in O’Fallon

Step 1 of 7

Get Pre-Approved for a Mortgage‎

USA Mortgage Customer Rating Photo

USA Mortgage is your local Mortgage lender in O’Fallon, MO, and Lake St. Louis. We are a full-service mortgage company offering various home loan options for everyone in O’Fallon, MO, and Lake St. Louis.

Have a home loan need? Just off State Highway K, one of our mortgage loan originators is waiting for you. Whether you live in O’Fallon, Lake St. Louis, or one of the surrounding areas, we’ll commit to helping you. Working with Us, you will experience a less stressful process with better rates, lower fees, and top-tier customer service.

Home Loan Programs


We know that every individual who walks into our USA Mortgage O’Fallon office has a unique story, which is why we offer a wide range of home loan options that can fit any mortgage need. We have what you need to refinance or buy a home with various down payment assistance programs, resources, and loan programs such as FHA, USDA, VA, and Conventional. The best part? You can complete the entire process under one roof, which means less stress for you.

Why USA Mortgage?



No one believed, “We’re not like those other mortgage companies,” so here are some reasons.


Full-service mortgage lender serving state of Missouri.

We underwrite, fund, and process in-house. Stress not included.

We have loan options that allow us to accept lower credit scores.

We offer fixed & adjustable mortgage options with competitive rates.

USA Mortgage Home Loans in O'Fallon MO

Mortgage Lender in O’Fallon

USA Mortgage is a mortgage company committed to helping you. When you walk into the O’Fallon office, you'll be greeted by one of our mortgage loan originators who can help you find the right mortgage loan option best suited for you. We'll be here waiting whenever you’re ready.

Google Reviews

Renee was great! Always got back to us right away and knew what she was doing.
Clint James
Great communication and extremely easy process. Loved using the USA Mortgage app.
Pat Coleman
Very easy to work with, our job stuff was a little unusual and while they were very thorough they were also willing to work with us. Very good communication from our agent, easy to figure out what paperwork was required, and they did a great job... explaining all costs to more
Mranth Kumpf
Jamie made herself available for questions every time I had one. She made communication easy with an app, texting, email, and phone calls. This process was so smooth that if I were to refinance again I would want to have Jamie by my side. Thank you... again SO much!! 😊read more
Ian Thompson
I worked with Renee Morris to refinance my home loan and I felt she was exceptionally knowledgeable and did the best she could to get things done quickly and efficiently. She made things easy on my end and the company was able to provide a great... value for me. It was helpful they were able to work around my schedule as needed and it seemed like they were willing to put in the effort to get things done quickly without constantly coming to me for information or more
Cody Leamy
I couldn't have asked for a better experience for my first time purchasing a home! Renee was amazing, and she did everything she could to make sure I was getting the best! I will continue to use her for every future home purchase and will send many... many referrals her way!read more
Faith Franey
Rory and his team are exceptional. Highly recommend!
Kayla Reis
Great service , quick to answer questions , always available to help , smooth sailing all the way through. We couldn’t be any happier.
Jeff Csolak
It was an experience for me to have been with the work team, since it was a process with favorable interests.
Harvyn Moreno

Accredited Mortgage Lender in O'Fallon Missouri - USA Mortgage Home Loans

USA Mortgage Home Loans

Visit Us Off State Highway K

USA Mortgage - O'Fallon

We’re here to help you get into your new home easier.

856 Waterbury Falls Dr, Ste 110,
O’Fallon, MO 63368

(800) 315-9416

Mortgage loan originators:

Rory Leach - O’Fallon and Chesterfield MO | USA Mortgage Jeremy Knox - Lake St Louis MO | USA Mortgage Aaron Emerson - O’Fallon and Lake St Louis MO | USA Mortgage

Ryan Reed - O’Fallon MO | USA Mortgage Renee Morris - O’Fallon and Chesterfield MO | USA Mortgage Nick Turnbull - O’Fallon MO | USA Mortgage