USA Mortgage – O’Fallon

USA Mortgage is your local Mortgage lender in O’Fallon, MO. We are a full service mortgage company offering a variety of home loans in O’Fallon, Lake St Louis, and its surrounding areas. Working with USA Mortgage, you will experience a less stressful process with better rates, lower fees, and top-tier customer service.

Step 1 of 7

Get Pre-Approved for a Mortgage‎

USA Mortgage Customer Rating Photo


Home Loan Products

USA Mortgage has a wide range of options that can fit any mortgage need in O’Fallon, Missouri. These products include FHA, USDA, VA, Conventional, and down payment assistance programs and resources to buy a home or refinance more smoothly.


Why USA Mortgage?

No one believed, “We’re not like those other mortgage companies,” so here are some reasons.

Full-service mortgage lender serving state of Missouri.

We underwrite, fund, and process in-house. Stress not included.

We have loan options that allow us to accept lower credit scores.

We offer fixed & adjustable mortgage options with competitive rates.


Accredited Mortgage Lender in O'Fallon & Lake St Louis Missouri - USA Mortgage Home Loans 

Google Reviews
Very easy to work with, our job stuff was a little unusual and while they were very thorough they were also willing to work with us. Very good communication from our agent, easy to figure out what paperwork was required, and they did a great job... explaining all costs to more
Mranth Kumpf
Jamie made herself available for questions every time I had one. She made communication easy with an app, texting, email, and phone calls. This process was so smooth that if I were to refinance again I would want to have Jamie by my side. Thank you... again SO much!! 😊read more
Ian Thompson
I worked with Renee Morris to refinance my home loan and I felt she was exceptionally knowledgeable and did the best she could to get things done quickly and efficiently. She made things easy on my end and the company was able to provide a great... value for me. It was helpful they were able to work around my schedule as needed and it seemed like they were willing to put in the effort to get things done quickly without constantly coming to me for information or more
Cody Leamy
I couldn't have asked for a better experience for my first time purchasing a home! Renee was amazing, and she did everything she could to make sure I was getting the best! I will continue to use her for every future home purchase and will send many... many referrals her way!read more
Faith Franey
Rory and his team are exceptional. Highly recommend!
Kayla Reis
Great service , quick to answer questions , always available to help , smooth sailing all the way through. We couldn’t be any happier.
Jeff Csolak
It was an experience for me to have been with the work team, since it was a process with favorable interests.
Harvyn Moreno
USA Mortgage in O’Fallon, MO

856 Waterbury Falls Dr, Ste 110,
O’Fallon, MO 63368
(800) 315-9416

Mortgage Lenders in O’Fallon and
Lake St Louis:

Rory Leach - O’Fallon and Chesterfield MO | USA Mortgage Jeremy Knox - Lake St Louis MO | USA Mortgage Aaron Emerson - O’Fallon and Lake St Louis MO | USA Mortgage

Ryan Reed - O’Fallon MO | USA Mortgage Renee Morris - O’Fallon and Chesterfield MO | USA Mortgage Nick Turnbull - O’Fallon MO | USA Mortgage