Categorized: Buy a Home

Embarking on purchasing your first home can be exciting yet daunting. First-time home buyers need to educate themselves with knowledge and guidance to navigate the challenges and learn more about the opportunities becoming a homeowner can bring. Tips designed for those new to the real estate market can transform the overwhelming process into a manageable…

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Between thousands of acres and endless recreational activities, it’s no wonder the Ozarks is becoming such a popular spot in the Midwest. Instead of flying across the country for a water oasis, you now can be just a few hours away. Here are some things to consider so you can get your dream Ozark vacation…

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If you are wanting to buy a home, and already own one, there are different rules, requirements, and restrictions that are in place for each kind of loan program. Read on to find out the ins and outs of owning multiple homes for conventional, FHA, USDA, and VA home loans. Conventional Home Loans If you…

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Saving for a downpayment is often the most daunting part of the homebuying process. Having enough cash to put 20% down may seem out of reach, but don’t let that high number discourage you from becoming a homeowner. Despite what many people say, you don’t have to put 20% down to get the keys to a house.…

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There’s more to comparing the costs of renting and owning a home than the dollar cost of payments. Even with numbers like these, some still say renting is better: “Investing in a home is riskier than renting.” No risk, no reward. Besides, even studies conducted by the Federal Reserve show that owning can provide a net worth…

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Understanding the HOW and WHY of Escrow Accounts One of the most significant financial commitments most people will make in their lifetime is purchasing a home. When buying a home, one of the crucial components is deciding whether you are going to escrow other house expenses, such as taxes and insurance into your monthly house payment…

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