Mortgage Preapproval

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Get Pre-Approved for a Mortgage‎

USA Mortgage Customer Rating Photo

USA Mortgage is a mortgage lender offering a large line of loans such as FHA, USDA, VA, and conventional with competitive rates. Whether you are a first-time buyer, or looking for a second home, we offer programs such as MHDC and Chenoa to help with the down-payment and closing cost expenses.

If you are ready to start the home purchasing or refinance process, we can start with a quick quote! Please fill out the form and we will contact you shortly. Answering just a few questions will give us enough information to start defining the type of loan best suits your needs. When working with USA Mortgage, know that you are working with trusted mortgage loan professionals who are only a call away. Apply for a home loan today!

Accredited Mortgage Lender - USA Mortgage Home Loans

Why USA Mortgage?


USA Mortgage wants the best of the best for each of our clients. We beat out our competitors by being a local mortgage lender that offers everything in one location, or completely online. No one believed, “We’re not like those other mortgage companies,” so here are some reasons.


With many branches, we make it easy to find the right loan originator for you.

We underwrite, fund, and process in-house. Stress not included.

We have loan options that allow us to accept lower credit scores.

We offer fixed & adjustable mortgage options with competitive rates.

Home Loan Programs


USA Mortgage is a lending company backed by our team of professionals that treat our clients like family. We offer specific products that include FHA, USDA, VA, and Conventional programs, as well as various down payment assistance programs and resources you need to buy or refinance your home. Our goal is to give our clients the best rates around, along with a mortgage option that fits their needs.

Whether you are a first-time homebuyer, looking to buy an investment property, or even looking to refinance, we have the home loan for you! We do everything we can to issue fast prequalifications along with a smooth, easy closing process for every homebuyer. Give us a call today to see if you qualify!

Google Reviews

Dylan was an amazing lender throughout the whole process! He was kind, educational, and supportive! He answered any questions we had and made sure we were comfortable! He really made the process seamless and took out all the stress of home buying! We had such... a wonderful experience and would HIGHLY recommend Dylan without a doubt!!read more
Chelsea Meldrum
When I first started looking into homes and speaking with Jacksin Brawner , I had no idea what I was doing. Jackson has been helpful and easy to work with every step of the way. I'm excited to be purchasing my first home with his help!
Tanisha Caldwell
After a horrible experience with our personal bank several months back, we didn't have high hopes and had alot of anxiety about doing this process all over again, however this company was great! They kept in touch daily , let us know how everything was going... and what to expect and we didnt have to jump through hoops or lose sleep worrying about anything. The were on top of it all and from the time we called to get preapproval to buying the house and closing only took about a month. totally impressed .I would reccomend this company and Spencer Puchta to everyone . We really appreciate all this company has done to put us in our house quickly and stress more
Donna Temple
Unbelievably quick and easy! Micheal and Spencer were totally a dream to work with. For a first time home buyer or any sort of loan, I could not recommend them any higher!
Marcel Martin
USA Mortgage has been great to work with purchasing a home the team has been very professional and helpful through the process definitely recommend them for a home lender
Andrew Post
Dylan at USA Mortgage has been very friendly and helpful during the loan process. He gets back to you really quickly when you have questions and answers all of your questions thoroughly. He knows his stuff!
Crystal Linneman
Let me start by saying there were some bumps along the way but that is how this goes. What is important is how they were handled and I believe they were handled very well. In the end I am very happy with my decision to go with Michael and his team.
Andrew Studley
Michael Vanella has been great to work with. You can tell he is a busy man but he takes the time to talk you thru every step and is always willing to answer your questions during your home buying process. DAS Acquisition Company got my FHA loan approved and... the whole team was great to work more
Lindsey Howser
Michael Vanella and his team were AMAZING to work with! We are first time homebuyers and they went above and beyond to answer all of our questions and help us get the best deal. Michael was able to fix my credit and help me consolidate my cards, so that we... were in a good position to buy. Even though our purchase fell through at the end (through NO fault on the lending side), Michael continued to help us and work with us to make sure we were ready when the next home comes along. We are so incredibly grateful and we can't wait to work with him again in the future!read more
Hannah Levely
Dylan was so helpful, he took the time to work with us when no one else would. With a little patience he got ya approved and we are loving our new home!
Lara Biehl