Home Loan Preapproval

If you are ready to start the home purchasing or refinance process, we can start with a quick quote!

Step 1 of 7

Get Pre-Approved for a Mortgage‎

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Please fill out the above form and we will contact you shortly for more information or to schedule an appointment. Answering just a few of our questions will give us enough information to start defining which type of loan is best suited for your needs.


Accredited Mortgage Lender - Missouri, Arkansas, Illinois, and Kentucky



Google Reviews

We worked with Michael Vanella and his team at USA Mortgage for applying for a home loan. They did absolutely amazing! I never thought that I would actually get approved because of my credit score, bankruptcy on my record, and the factor that it was... a mobile home. Not only did they get us approved for an FHA loan, but we were approved with lower interest rate, mortgage payment, and closing cost than we could have ever expected! Michael, Taylor, and Spencer took the time to help with any questions we had even if it wasn't just about the loan. Start to finish our loan process took 2 months. I highly recommend Michael Vanella at USA Mortgage to anyone looking at getting a home loan or trying to refinance their home.read more
Kevin Rice
Working with Michael Vanella and his team was very pleasant, smooth, and helpful throughout the home buying process. Since the first conversation in April, he has provided warm explanations, shared easy-to following guidelines, and replied to our... sprouting questions. Kimberly Holsinger in Michael’s team was also very supportive. Strongly recommend his team!read more
Jong Bum Kim
Michael Vanella and his team are great! These loans are not simple, and our case was a bit complex, but they delivered. He went above and beyond to get us in our home. I would highly recommend him and his team to anyone. He answered my calls, he... answered my questions, and they walked us through the process. We are thankful!read more
Savannah Gilmore
We worked along side of Michael Vanella and team with USA Mortgage for our first ever home loan. He and his team made this transaction so smooth and easy!! I cant thank them enough for guiding us through the process, answering any questions we had... and more!! 10/10 would highly recommend for your next home loan needs!!! THANK YOU!!!!read more
Bethaney Jackson
Michael and his awesome team were incredibly amazing. They helped me every step of the way. They made the entire process so easy for me. I would highly recommend them to any of my friends and family. They are truly the best!!!
Jennifer Price
Michael Vanella, and his team were amazing! We had almost given up hope of qualifying for a mortgage, and they went above and beyond to see that we were. I would definitely recommend them and USA mortgage.
Amy Estill
Brandon Barnes was great to get prequalified with. Very friendly and quick to respond and answer all my questions.
Colleen’s Creations
Michael and his team was incredible the entire home buying process. He stayed in touch and assured us he could get us done when no one else could. Our closing cost was much lower than it was going to be. We will buy our vacation home from Mike and... USA mortgage in the future. We highly recommend USA Mortgage for you and your family.read more
Worship Pastor Wright
Brandon Barns is amazing to work with he has a compassion for individual circumstances and walks you through the process with patience and will do anything he can to help! I can tell he really cares about helping people. Especially confused 1st time... home buyers like me!read more
Brenna Smyrniotis
Shane Bratkowski was very helpful with our loan process. He was always quick to respond and answer any questions that we had. He made it very easy and we were able to do everything over the phone and by email. He also never let me lose hope that we... could get this house and I really appreciate everything he did for us! I would recommend him to anyone! Thank you Shane!read more
Amber Langdon