One Time Close Construction Loans

Who Can Benefit?


Clients are looking to build a new house and buying the land.

Clients are looking to do their consturction loans and save money during the process.

Taking an advantage of VA and FHA and products with lower or no down-payment.

Finding the desired land or lot and building your dream home in your desired location.


Although our current construction loans are temporarily unavailable, we’d still like you to be informed on exactly what a One-Time Close Construction Loan can do for you in the future with USA Mortgage. A One-Time Close Construction Mortgage allows a borrower to purchase or Refinance the costs of building a new home. These loans are underwritten once prior to closing, and then modified upon completion to permanent phase. One-Time Close Construction Loans are offered with FHA, Conventional, and VA loans. These loans only have one closing, which makes the process much easier and the fees more affordable.


USA Mortgage Advantage

Underwriting, processing and funding did in the house.


Fannie Mae direct lender which means easier closings and fewer conditions.


Less mortgage paperwork across the board.


Fast turn times on approval and funding.



Apply for Construction Loans

Our USA Mortgage Columbia Regional Office has many locations in: Missouri, Arkansas, Illinois, Kansas, and nearby areas. Unfortunately, as of right now our construction loans are temporarily unavailable due to some updates being made to our program. We are still able to assist you in your final mortgage loan once your construction is complete. We have all the resources needed to make your dream a reality. If you are ready to move forward with your next home purchase, contact us to get started. A local mortgage loan originator will guide you every step of the way.