Jumbo Loans

Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac Conventional loan limits. In Boone County, MO this limit is $417,000, so any loan amount above that is considered a Jumbo. Rates on jumbo loans are typically higher than conforming loans. Jumbo Home Loans are typically used to buy more expensive homes and high-end custom construction homes. USA Mortgage offers a wide variety of Jumbo loan options including fixed and adjustable rate, and programs with as little as 10% down, where most lenders require 20%.


Advantages of Jumbo Loans

Who Can Benefit?

Clients are looking for high priced properties without the ability to pay cash.

Individuals are buying investment properties or primary resident.

Clients without 20% down for these loans.

Clients are looking to upgrade to bigger homes.


Jumbo Home Loans

Additional Details

USA Mortgage offers a range of fixed and adjustable rate Jumbo Mortgage options. The more financially stable and savvy buyer purchasing a more expensive home could greatly benefit from an adjustable rate Jumbo mortgage. USA Mortgage has many options with intro fixed rates for 3, 5, and even the first seven years.


USA Mortgage Advantage

Offers low or no origination fees.

Offers 90% loan to value financing options.

Can do loans up to $3,000,000.00.

Offers both fixed and adjustable mortgage option.


Apply for a Jumbo Loan

USA Mortgage Columbia regional office has many locations in the states of Missouri, Arkansas, Illinois, and Kentucky. We have all the resources needed to make your dream a reality. If you are ready to move forward with your next home purchase, contact us to get started. A local mortgage broker will guide you every step of the way. Apply now and find out if you qualify for a Jumbo Loan.

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