USA Mortgage – Jefferson City MO

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USA Mortgage is excited to bring its full line of mortgage products to the Capital City. We offer a complete suite of loans that can fit virtually any mortgage need. We offer products such as USDA, FHA, VA, Renovation, Conventional and down payment assistance programs! We even have options for 100% financing on USDA, VA, and FHA products. USA’s versatility in the Home Loan industry has also solidified a reputation in accomplishing what other mortgage lenders will not or are not capable of doing.

We have a wide range of investors that cater to almost everyone’s need basis. We can accommodate the niche mortgage, challenged credit and the mortgage that requires out of the box solutions.

Home Loan Products


Jefferson City has a growing population and more of its people are becoming homeowners. We understand the needs of first time buyers and current homeowners that have changing needs. We believe there are no cookie cutter loans as people have different situations. We also look at our services are designed for the person and not the property. Our focus on making sure we treat our clients as individuals who have differing needs and goals is paramount to reaching a successful conclusion.

Why USA Mortgage Home Loans - Jefferson City, MO

Why USA Mortgage?


In 2017 the millennial generation became a force in the mortgage landscape and Jefferson City represents this diverse and growing community. USA Mortgage has adapted to their specific needs by implementing advanced technology, adopting conforming mortgage programs and developing a mindful culture of sensitivity to their needs and buying habits. We want to be the hometown lender that exudes next-generation technology and processes to adapt to the needs of this progressive class of individuals. Our company has adopted the spirit of this generation and displays it every day in our work environment. The company is so forward-thinking in its development that we were voted the best company to work for in St Louis in 2018.

Missouri's 1st choice in mortgage solutions

USA Mortgage knows Jefferson City has a long history of championship accomplishment in sports and are entrenched in a winning spirit. We here at USA Mortgage are also used to being on top as we are the number 1 choice in mortgage solutions in Missouri. We have accomplished this by adopting successful virtues such as clarity, communication, compliance and a culture of teamwork.

1st choice in mortgage solutions in Jefferson City | USA Mortgage

USA Mortgage in Jefferson City MO


USA Mortgage Jeff City team is highly conditioned to strive to make buying a home a joyful occasion and one without stress and feeling like you are kept in the dark.

We consider you a team member as work together to give you the most competitive rates, lower fees and unmatched customer service. Missouri is the show me state and USA Mortgage would rather show you than tell you why we are the number one choice of Missourians for their Home Loan solutions.

USA Mortgage Home Loans in Jefferson City, MO
Highly recommended. Good interest rate. Excellent communication. Michael was very helpful. Especially with this being my first time purchasing a home. There were things I did not understand or have ever encountered. Michael and his team were... patient, understanding, and helpful with all the questions and things I needed to help me understand the process of buying a home. If I had a question Michael had an answer. Morning, day, and, evening hours he was available to help. I very much recommend him and his team. In the future if I need a lender. Michael Vanella is who I will more
Jaycob Riley
Michael was so co-operative and helpful, always available to answer any questions we had. It really made this complex process that much easier to navigate as first time home buyers.
Jessica Newburry
We have worked with Michael specifically when it came to the purchase of our first home and a refinance of that home. Both times were a smooth process, easy to understand and very detailed. We appreciated their willingness to go above and beyond... to answer questions and walk us through the process. Their attention to detail is superior. Michael and his entire team made the entire process, both times, as smooth as possible and kept us calm (which is hard to do while buying a home).Thank you again to the entire team. We are greatly appreciative for all you have done for us!read more
Melanie Gates
I would highly recommend! Michael and his team has been absolutely wonderful through the process of buying our first home!!
Heather Ward
Michael and his team did a fantastic job assisting us through the process of buying our first home. We ran into some unfortunate scenarios, but he handled them all very well. He was very easy to contact day or night and answered any questions we had... along the way with confidence. He made this stressful process much simpler for us!read more
dustin ward
Michael Vanella and his team at USA Mortgage have been fantastic to work with! This was our first home-buying experience and we are so glad we have worked with him and his team. They worked quickly on our behalf to make sure we got the best... possible interest rate locked in for our 30-year fixed conventional mortgage. They have answered any question we have had. He and his team have always been quick to respond to phone calls and emails which we so appreciated during this process. We highly recommend!read more
Marah Leinbaugh
Huge thanks to Michael and his team! This was our first time buying a home and so we reached out often with questions. Michael got back to us very quickly and whenever we were unsure about something, we knew we could reach out and he would help. He... has exceeded our expectations and went above and beyond to make buying a home stress free even during this pandemic. Thank you!read more
Katie Swift
My husband and I just refinanced our home. We turned to Michael Vanella to help us with that process. We worked with him when we purchased our first home and it was a great experience working with him. It was the same this time around. He has great... communication when it came to the next steps. He helped us along the way and answered any questions we had related to the process. Highly more
Holley Archuleta
Michael Vanela and his team are simply the best, So knowledgeable and patient not once did he let me feel confused and believe me this process can be daunting, but with Michael it was a breeze great interest rate, great terms couldnt ask for... anything more, if you did he could for sure achieve it, no doubt we were very lucky to be able to work with more
Bernard Hinshaw
I recommend Michael and his team. They are professional and helpful through all the stages of the home buying process. They are also quick at getting things moving.
Samuel Ludwig
Accredited Mortgage Lender in Jefferson City, Missouri

USA Mortgage Home Loans

Jefferson City MO Branch

USA Mortgage in Jefferson City, MO

1002 Diamond Ridge, Ste 1050,
Jefferson City, MO 65109
(800) 315-9416

Office Manager in Jefferson City:

Trisha Barnes - Jefferson City, MO | USA Mortgage