USA Mortgage – Jefferson City MO

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USA Mortgage is excited to bring its full line of mortgage products to the Capital City. We offer a complete suite of loans that can fit virtually any mortgage need. We offer products such as USDA, FHA, VA, Renovation, Conventional and down payment assistance programs! We even have options for 100% financing on USDA, VA, and FHA products. USA’s versatility in the Home Loan industry has also solidified a reputation in accomplishing what other mortgage lenders will not or are not capable of doing.

We have a wide range of investors that cater to almost everyone’s need basis. We can accommodate the niche mortgage, challenged credit and the mortgage that requires out of the box solutions.

Jefferson City has a growing population and more of its people are becoming homeowners. We understand the needs of first time buyers and current homeowners that have changing needs. We believe there are no cookie cutter loans as people have different situations. We also look at our services are designed for the person and not the property. Our focus on making sure we treat our clients as individuals who have differing needs and goals is paramount to reaching a successful conclusion.

Why USA Mortgage Home Loans - Jefferson City, MO

Why USA Mortgage?

  In 2017 the millennial generation became a force in the mortgage landscape and Jefferson City represents this diverse and growing community. USA Mortgage has adapted to their specific needs by implementing advanced technology, adopting conforming mortgage programs and developing a mindful culture of sensitivity to their needs and buying habits. We want to be the hometown lender that exudes next-generation technology and processes to adapt to the needs of this progressive class of individuals. Our company has adopted the spirit of this generation and displays it every day in our work environment. The company is so forward-thinking in its development that we were voted the best company to work for in St Louis in 2018.

Missouri's 1st choice in mortgage solutions

USA Mortgage knows Jefferson City has a long history of championship accomplishment in sports and are entrenched in a winning spirit. We here at USA Mortgage are also used to being on top as we are the number 1 choice in mortgage solutions in Missouri. We have accomplished this by adopting successful virtues such as clarity, communication, compliance and a culture of teamwork.
1st choice in mortgage solutions in Jefferson City | USA Mortgage

USA Mortgage in Jefferson City MO


USA Mortgage Jeff City team is highly conditioned to strive to make buying a home a joyful occasion and one without stress and feeling like you are kept in the dark.
We consider you a team member as work together to give you the most competitive rates, lower fees and unmatched customer service. Missouri is the show me state and USA Mortgage would rather show you than tell you why we are the number one choice of Missourians for their Home Loan solutions.

USA Mortgage Home Loans in Jefferson City, MO
My client and I had the pleasure of working with Justin Lackey with USA Mortgage for a conventional loan and he made it a breeze. He was a delight to work with and stayed in touch with me and my client on every aspect and I would happily work with him again. He made this transaction very simple for my first time home buyer with no last minute changes or issues. I highly recommend working with Justin Lackey at USA Mortgage!read more
Leslie Davis
16:27 15 Oct 20
I worked with Justin Lackey at USA Mortgage on a 30-year Fixed Conventional Loan. As a first time homebuyer, I really didn’t know what to expect when applying for a mortgage and that naturally came with a lot of anxiety about the process. Justin was great to work with! He’s always available for any questions or concerns and is very open and honest. He truly has your best interest in mind while working through the lending process. I am set to close on time and couldn’t be happier with my experience. Thanks, Justin!read more
Kate Loftin
16:10 14 Oct 20
Michael amd his team were amazing to work with! After being told by other lenders that I could not get a home, michael came through and made it happen. So happy we found him. He answered every txt, phone call , and email in a timely manner and addressed any issues or misunderstandings i had along the way. These people are amazing and I hope when your looking to buy a home that you give michael at USA a call. Promise you be disappointed. Good luck!read more
Clint Kempker
11:37 24 Sep 20
Michael provides top-notch service. He was able to get me the loan I needed to purchase a condo. He was very quick in responses to all my questions. I would highly recommend Michael for all your mortgage more
Pat Bisby
04:00 12 Jul 20
Terry is extremely knowledgeable and puts your personal agenda at the top! He does a great job assisting in the process and answering all questions. Additionally, he is ON IT! You never have to wait on him or wonder what's going on. His communication is top notch!read more
Stephannie Lute
19:23 01 May 19
Accredited Mortgage Lender in Jefferson City, Missouri

USA Mortgage Home Loans

Jefferson City MO Branch

Office Manager in Jefferson City:

Trisha Barnes - Jefferson City, MO | USA Mortgage
USA Mortgage in Jefferson City, MO

1002 Diamond Ridge, STE 1050,
Jefferson City, MO 65109
(800) 315-9416