Mortgage Calculator

Welcome to USA Mortgage, your trusted partner on your journey towards homeownership. Are you curious about how much home you can afford or what your monthly mortgage payments might look like? Our user-friendly Mortgage Calculator is here to give you details on . Whether you’re a first-time homebuyer or considering refinancing, our tool takes the guesswork out of the equation, putting you in control of your financial future.


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Speak with one of our local mortgage lenders to find out more about the home loan options we have to offer & get your mortgage rate quote today! (800) 315-9416


Let's Start Your Mortgage

Are you ready to purchase a home? It's important to get prequalified. Some sellers only consider prequalified offers.


Google Reviews
★★★★★ Dylan was so helpful, he took the time to work with us when no one else would. With a little patience he got ya approved and we are loving our new home!Lara B. ★★★★★ Knowledgeable and responsive. Top tier customer service. Unmatched attention to your specific needs and situation. I HIGHLY recommend Casey at USA Mortgage. He was the best throughout the entire process!Christin S. ★★★★★ Michael and his team are very professional and responsive - great team of people to work with. Always available and ready to discuss anything I thought of. Can't go wrong with this crew.Hamzeh E. ★★★★★ I had the pleasure of working with the USA Mortgage team recently, and I must say they exceeded all my expectations. The mortgage agent, Mr. Shane, in particular, stood out for his exceptional qualities. He was not only kind and understanding but also incredibly hardworking.Throughout the entire mortgage process, Mr. Shane was a pillar of support. He patiently explained every step and answered all my questions, making sure I felt comfortable and informed. His kindness and empathy made a potentially stressful process much smoother.What truly impressed me was Mr. Shane's work ethic. He went above and beyond to secure the best mortgage deal for me. He was proactive and diligent, ensuring that everything was in order and on track.Thanks to Mr. Shane and the USA Mortgage team, I found the entire mortgage process much easier to navigate. I would highly recommend their services to anyone in need of a mortgage. Their professionalism, kindness, and hard work are a winning combination that sets them apart.Alex G. ★★★★★ Shane Bratkowski was our loan officer & from start to finish Shane was absolutely amazing!!! He done what we didn't even think was possible & that was get us in a beautiful home for our first home purchase. When we started the process we didn't know if we could even qualify & ended up with even more than we could've dreamed! God is good & I am so glad He sent Shane as our loan officer! He walked us through the entire process & never once got mad or upset no matter how many questions I had or how anxious I got. Lol Good customer service is VERY HARD to find these days but Shane is a perfect example of what it should look like & we need more people like him in this industry & in this world! Thanks so much Shane for helping make our dream come true!Jo L G.js_loader

FAQs about Mortgage Calculators

Are the results generated by the mortgage calculator accurate?

While our mortgage calculator provides reliable estimates, it's important to remember that these are for illustrative purposes only. Your actual mortgage payments may vary based on factors such as lender fees, property taxes, homeowner's insurance, and changes in interest rates. For precise and personalized financial advice, we recommend consulting with a qualified mortgage professional.

What information do I need to use the mortgage calculator?

To get accurate results, you'll need to input the loan amount you're considering, the interest rate, the down payment amount, and the loan term. Additionally, you can choose to include property taxes and homeowner's insurance costs for a more comprehensive estimate.

How do I interpret the results from the mortgage calculator?

The calculator will provide you with a detailed breakdown of your monthly payments, including the principal and interest components. It will also display any additional costs you've included, such as property taxes and insurance. This breakdown helps you understand the composition of your monthly payments and plan your budget accordingly.