Between thousands of acres and endless recreational activities, it’s no wonder the Ozarks is becoming such a popular spot in the Midwest. Instead of flying across the country for a water oasis, you now can be just a few hours away.

Purchasing a Vacation Home in the Lake Ozark MO

Here are some things to consider so you can get your dream Ozark vacation home.

  1. Location. Location. Location.

The Lake of the Ozarks extends across five states! With all those water lines, it’s challenging to choose exactly where you want a property.

Consider any popular attractions, grocery stores, or favorite restaurants you’d like to have easier access to. In addition, if you’re looking for something on the water, look into boat traffic, distance from the main channel, whether the dock belongs to the property owner and fishing permits.

  1. Buy or Build

Whether you want to build your own home or buy it as-is, it all comes down to your needs.

If you want to tailor the home to a specific vision you have, you might consider building on a plot of land. However, if you’re looking to save time and money, and want something move-in ready, consider buying an existing property from a seller.

  1. Seasonal Timing

The best time to begin looking for a lake property is during fall and winter, the real estate off-season. Sellers who keep homes on the market past the summer peak season are ready to sell, which means lower house costs and quicker closings for you. Plus, you’ll have all season to get the house ready for summer adventures.

  1. Possible Rental Income

Vacation homes are called that for a reason–you don’t live there all year long!

Double your second home as a getaway AND long-term investment. Lucky for you, the Ozarks is a popular destination for visitors!

If you’re ready to find the lake property of your dreams, get in touch with one of our lenders on our Lake of the Ozarks Branch page, who are committed to helping you.

USA Mortgage - Abadi Branch

USA Mortgage - Abadi Branch

USA Mortgage Home Loans is a mortgage lender with local branches throughout Missouri, Arkansas, Illinois, and nearby areas.