If you are saving up to buy your first house or wonder if you have enough equity to trade for another, you may be relieved to know that for most buyers there are still low down payment options available. $0 Down: VA (Veterans Administration) and USDA (US Department of Agriculture) both offer a zero down…
Posts Tagged: Down Payment Assistance
MHDC which stands for Missouri Housing Development Commission has made some modification on all loans reserved on March 2, 2015. MHDC has been a great option for first time home buyers for down-payment assistance and help with some of the closing cost. Prior to the new changes MHDC down-payment assistance program was offering 3.5% as…
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Natalie Vanella
13:42 09 Apr 18
Fantastic company to work for! Having a variety of home loan products from your first time home buyers to your reoccurring buyers, makes it easy to help every customer find the perfect home loan! Our state of the art loan technology makes the home loan process much easier than before!read more
Chris Wilhoit
00:22 05 Apr 18
Michael Vanella was a big help when it came to getting us approved for our first home purchase. It gave us a great start to the maximum we could afford on a home. When we decided to go house shopping, it made it much easier! I would recommend Michael and his team anytimeread more
ivy roberts
13:41 03 Apr 18
I am so thankful for finding Michael and Dana and having their assistance with buying our first home! they are so easy to work with and always have our best interest in mind. I would recommend them to anyone without question. They are knowledgeable and professional and trustworthy. Cannot say enough good about them!! Thank you!!!read more
A Beck
18:51 14 Mar 18
I would highly recommend Michael Vanella, from USA Mortgage, for any and all mortgage loan needs. His assistant, Dana and him, were both professional, organized and on top of everything during this process. I have worked with other mortgage lenders before and they pale in comparison to Michael and his team.read more
Ashton Whisenand
20:36 13 Mar 18
USA Mortgage Michael Vanella is the BEST. He is great at getting the loan you need for you home. Our loan officer Michael talked us through every step and informed us of any changes that was coming. The communication was great with everyone that I work with at USA Mortgage. I would recommend them to anyone that is looking to buy a home.read more
Justin Masse
18:49 09 Feb 18
Michael and Dana have been a pleasure to work with thus far! They have both been extremely prompt to answer questions and help guide us through the complex process of buying our first home! I would highly recommend both of them!read more
Pierre Young
17:24 21 Jan 18
Robert Peery gave me courteous service and helpful advice throughout the mortgage lending process. I was approved for a mortgage refinance loan on my condominium and also a mortgage loan on a new home at a lower interest rate than I was paying before. Thank you USA Mortgage for making the second home that I bought a really pleasant experience. I enjoyed working with my real estate agent Patty, too.read more
Meggan Hane
18:02 03 Jan 18
Michael and Dana are awesome to work with I went to usa mortgage when we purchased our home and he went above and beyond to get it done. It happened we purchased our house. Then we went back to refinance and again the process was very clear and concise with what was needed from us and if we had any questions along the way they were always there to help and answer. Awesome team I will defiantly recommend to othersread more
Lindsie Neeley
14:34 03 Jan 18
Michael and Dana went above and beyond for my family. They made the purchase of our first house happen even after being turned away from other lenders. Quick to respond to any questions even after business hours. I can never thank them enough. Highly recommended!!read more
Emily Connon
19:12 21 Dec 17
I was very pleased with my experience at USA Mortgage. My loan officer and his staff were incredibly helpful throughout the whole process. They went above and beyond to ensure I was taken care of every step of the way. I highly recommend USA Mortgage to anyone looking to buy your future home!read more
Cindy Shepard
00:28 12 Dec 17
Michael Vanella and Dana are wonderful people to work with! They are knowledgeable and efficient in all areas of real estate ! They responded quickly to any questions I had throughout the home buying experience ! I would highly recommend them both !read more
Aaron Jones
21:35 06 Dec 17
Excellent guy to work with! Easy to talk to. Always on top of things. Looks out for your best interest. Highly recommended!
Chengyu Xie
06:18 08 Nov 17
Their are able to beat down any deal you can find in the town, if you give them a chance. Great team and hard working people. Do your homework and bring your files and visit them. You will see.
Michelle Demkowicz
03:28 08 Nov 17
Very amazing and dedicated. I thought I was never going to be approved, but I switched to them and they made it work! Michael worked around my work schedule which made it so much easier for me! Thank you so much for everything!read more
Cameron Neal
17:28 27 Oct 17
Mike beat everyone on everything! He's good at what he does and knows his stuff. It took some work to get done, being my first home loan. He put in the work and got it done. All others just blew me off on the process. I recommend Mike V to everyone! Go see him and you won't be disappointed. Thanks Again Mike.read more
Brook Kruse
14:26 26 Oct 17
Michael Vanella is amazing! He worked very hard to get me the best interest rate possible and the best type of loan for my situation. He was quick to respond to all of my emails and took the time to explain anything that wasn't making sense to me. I was able to relax and enjoy this exciting time because I knew Michael was working hard behind the scenes. Thank you!read more
Tim Turner
13:28 26 Sep 17
I am a local Realtor, and I have been referring clients, friends and family to Bob & Brooke Peery since 2012. I will continue to work with Bob & Brooker Peery with USA Mortgage Home Loans because they are some of the most knowledgeable, professional and honest mortgage brokers I have ever worked with. Their personal attention to my clients is a great comfort to me. I have the utmost confidence recommending USA Mortgage Home Loans knowing that my clients are handled with exceptional customer service and professionalism.read more
Clayton Cowles
13:31 02 Jun 17
The team at USA Mortgage was great to work with. Reza and Charles walked us through the entire process and were always there if we had questions. I would not hesitate to recommend them.
Daniel Soetaert
18:21 12 May 17
The USA Mortgage branch based in Columbia, MO is a very straight forward and professional company. Working with them has been easy and pleasant. Their rates are very competitive, and they have been very willing to share and discuss all the aspects of the mortgage experience.
On our new house we have to have mortgage insurance. Other companies never mentioned to me that you can "buy out" of that fee for much less money than paying monthly payments on it. This was brought to my attention by USA Mortgage and will save us thousands of dollars. This is just one specific example of how USA Mortgage is an excellent company. I would highly recommend to anybody buying a house to see what USA Mortgage has to offer.read more
yoeun moeun
23:35 01 May 17
I went in to see Reza not knowing what to expect or where to even start. He did a great job explaining the process and made sure he answered all the questions i had and set me up with the right people. I never thought buying a house could go so smoothly. read more
Secley K
20:11 01 May 17
Outstanding customer service from the beginning to the end. I was beyond pleased with the organization and how each member made sure to explain the process. They took the stress out of buying a home and made the process that more exciting and enjoyable. Reza and his team are amazing not only have we used them once we are now returning customers! hands down the best in town.read more
Danny Myers
20:55 17 Apr 17
Couldn't ask for a better experience. They work tirelessly to get you the best rate possible. Excellent company!
Rhiannon Lutz
18:20 07 Mar 17
The team at USA mortgage made our first home buying experience amazing, especially since we chose to buy without a realtor. Reza, James and the rest of the team always answered my questions and walked us through the steps. We really couldn't have done this without people like them. So appreciative for their service and expertise in helping us pull this off!read more
