Michael - USA Mortgage Columbia Missouri

Michael Vanella

Mortgage Banker

Tel: (573) 881-6620

mvanella@usa-mortgage.com

NMLS: 1507612

Missouri: 13702-MLO

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I have lived in Columbia, Missouri since 2005, and I consider it to be home. I worked for Joe Machens for over a decade in various management positions. It was there that I found I had a passion for assisting people with accomplishing their goals, and this helped me to establish some lifelong friendships and relationships. When I’m not working, I love to be outdoors with my daughter, Natalie, and son, McCoy. Staying active is our favorite way to spend time together. We love taking advantage of all the local hotspots, and you will often find us finishing out the weekend with our favorite pizza and ice cream downtown in the district.

When I decided on a career change to the mortgage industry, I chose USA Mortgage because they assisted me when I was a First Time Home Buyer. I joined USA Mortgage in 2016, and it’s here that I have found what I think is my true passion: helping people purchase a home. I love to help First Time Home Buyers by educating and guiding through the home buying process and reviewing different loan programs from conventional, FHA, and down payment assistance options it makes the processes very enjoyable. There is nothing that compares to seeing the excitement from them at the closing table, knowing they have achieved what is for some a life-long goal. I also specialize in refinancing, vacation homes & investment properties.

Helping my borrowers purchase a vacation home, when they are ready, is a really exciting transaction to be a part of. I strive to create a clear and concise process for each borrower that I assist. I sincerely treasure each and every client that I get to work with, as it becomes a relationship for life and many customers along the way end up becoming more of a friend by the time we are completed with their closing. I will always be there to answer any questions you might have in regard to any future mortgage needs plus USA Mortgage offers great assistance as a company to our borrowers even after closing to ensure a smooth home ownership experience. I will continuously go above and beyond for every borrower and look forward to being your Mortgage Banker!


Contact Michael!