Tel: (573) 837-4056
Hello! My name is Stacia Gerrish! I’ve lived in Columbia since 2006 and will call Columbia my home forever as I love this community! My husband and I have two children and we all LOVE being outdoors! I graduated from Columbia College with a Bachelor’s Degree in Business Administration with a major in Business Management. I started out in the mortgage industry 8 years ago as a Quality Control Auditor, which is where I had the chance to understand the process of a loan from origination all the way to post-closing! It was that job that gave me the desire to want to become a loan officer so I could have customer interaction and the luxury of helping home buyers through the loan process!!
I have the experience and knowledge to help you through the loan process as smoothly as possible. My promise to you is to help you find the right loan product and terms that are right for your budget and circumstances, and make sure all of the legalities are completely handled on your behalf so that closing goes smoothly so you can take possession of your new home! Buying a home is a huge commitment and a big decision in life so understanding mortgage products and loan terms are extremely important and that is what I am here for – to educate you on mortgage products so you can feel comfortable with your decision when making an offer on a home!
Whether you are a first-time home buyer, looking to upgrade homes, downsize, or simply looking for a change, I can help you on how to get started, which should always start with the prequalification process! I will sit down with you, we will go over your budget, income, and debts and can go over which loan product best suits your need and the amount of loan that is realistic for you! There are so many factors to consider when getting a home loan; interest rates are only one factor and while important, not the only element when considering all options. I promise to help you consider ALL options so you can make the right choice that best fits your budget. Buying a home can be stressful and extremely overwhelming – but it doesn’t have to be, not with a trained and caring professional like myself in your corner! Contact me today and let’s get started on making your homeownership dream come true!