Testimonials

Charisse Smith
We tried on multiple occasions to work with both our bank and with credit unions to get a home loan that we could use to improve our financial situation. Unfortunately, our past financial struggles made it difficult for us to qualify for the very loan that would help us improve it. Until we were referred to Dylan. He was able to evaluate our entire situation, both past and current, and gave us... the opportunity to explain why we had struggled in the past and how our situation had changed completely and were now actually a great candidate for a loan, even if our credit score was not the greatest. Dylan and Amy were amazing to work with. They answered every question, explained anything we didn't understand, and never left us hanging or feeling out of the loop. They helped us get into the financial situation we actually deserved.read more
Mary M
At first I thought our dreams of owning a home were unattainable. When we were connected with Jackson he worked so hard to make our dreams of owning a home a reality. He's very kind and professional. I would highly recommend him to everyone looking to buy a home!
tim null
I was a first time home buyer and they helped me with everything without me being stressed out they got me into my dream home i would highly recommend them to anyone
kim linnenbringer
Zach at USA mortgage was incredible to work with! Throughout the whole process, Zach kept us informed about our loan status and information needed. He worked with our crazy schedules answering texts and sometimes calls well outside if his normal hours. If he said he would do something, he got it done.Mid way through, our loan structure required a change that should have pushed our closing back... by at least a week. Zach and the team at USA Mortgage worked hard to make sure we closed on our original date.While the team kept us well informed, USA Mortgage also has an amazing app. Any time I had a question, the app would always be current and I could see exactly what status our loan was in or if any additional information was needed. If we had not purchased our forever home, we would definitely be keeping USA Mortgage, and Zach on speed dial! Strongly recommend using this amazing Team when purchasing a home.read more
Trevor Cullum
Very good at communication, and they made sure that I had help every step of the way. Any questions that I had were answered as soon as possible, and I was able to close on my first home with the help of Michael and his team.
Thomas Patrick Plumlee
Dylan, …changed my life. I now own the home of my dreams, with a V.A. Loan, no money down. All due to Dylan. He contacted me. I learned everything, and have a beautiful house, due to his fateful call.Dylan is not only helpful, also quite thorough. Explaining everything so eloquently, I rarely had any questions.Dylan also always answered my emails very quickly, when I did need his... attention.I quite confidently recommend anyone looking for a home, loan to seek Dylan’s expertise.Thomas Plumleeread more
Courtney Twenter
Michael was wondeful at helping me buy my first home! He quickly got me preapproved and worked with me on my timeline. Spencer then helped me even more! The anxiety of buying my first home hit me, and Spencer was there to take my calls every day. He always made time for me to answer questions or calm my anxiety. Both humans were fast at responding to me and always were available. Thank you guys... so much for really looking out for me and closing on my house quickly!read more
Olivia Molloy
Dylan Morgret went far above and beyond to assist me in securing a home loan. I was very impressed with his level of professionalism, exceptional customer service and immediate attention to my needs.
Kaleeagh Thomas
Micheal did an awesome job, by helping my family own our home. He took time and assessed our financial situation and made adjustments where it was needed, to allow us to live in the area we wanted and also in the house of our choice. Micheal and his team are number one . If he can make my family’s dream of owning our own home a reality. This A, team can surely do it for you also.
Jason Taylor
Michael and his team have bing really good to my wife and I in finding a house to call home they was very professional in there job and finding the best deals we will recommend USA Mortgage thank you for all great work Appreciate it
Lauren O’Neill
Zach was awesome! He was always available to answer our calls and questions. He went above and beyond to help us get exactly what we needed in this crazy market. 10/10 would recommend Zach Brown!
George Burnash
Michael, Christy, Peyton and the rest were an amazing help throughout the entire process. We were first time buyers working with USDA and they guided us through every step, made the whole process easy, and were there to answer every question we had. Both our realtor and our title company commented as well on how amazing they were throughout. We are very grateful and would highly recommend them.
Kyle Asbury
My wife and I are first time homebuyers and Michael Vanella and the USA Mortgage team were great to work with. He answered all messages promptly (often times in the evenings and on weekends). He has made the homebuying process so easy, and made sure we were ready to go for conventional loan closing. We highly recommend!
JESSICA FARTHING
I first was connected with Dylan when I was looking at a property out of my price range on Zillow. Dylan did not pressure me into finding the perfect house or getting into the loan without having a solid plan in place. As the perfect property came to be, he helped me through every step with my preferred method of communication which is text due to my busy lifestyle. He made excellent suggestions... along the way of how to put myself in the best financial position to lock in my dream home. He kept me well informed before each step, and it was very easy to trust him. I’m so thankful to have found him during the most expensive investment of my life.read more
Angela Hochstatter
Bob we would like to thank you for all of your help in obtaining our mortgage over the last few months. You made it easy and we both felt the closing went very well. The fact that you either answer your phone or return messages timely is worth everything! It takes the frustration out of the process. Hopefully it will not be long and we will be calling you for a refinance to lower interest... rate!!Mark & Angie Hochstatterread more
Amanda Hayward
Dylan and Amy were instrumental in getting our family into the perfect home for us!! They really went above and beyond, especially with me being a first time buyer with crummy credit! We can’t thank them enough!!!
Rob Steiner-LaRoue
Dylan and Amy were awesome. Being a first time buyer I didn’t have a clue of what to expect. They walked me through everything. They were very responsive with emails and texts. I highly recommend them if you are wanting to buy a house.
Don Steiner-LaRoue
Dylan and Amy were the best. They were on the ball and kept us in the loop with everything we needed to do. They pushed our loan through without any issues. Being a first time home buyer Dylan and Amy always kept us up to date Very kind, friendly and non-judge-mental
Haley Weiss
Erica was lovely to work with. She was prompt and answered all questions we had, and she seemed genuinely excited and happy for us in our home buying process. It was great to speak to someone who didn’t just treat us like a commission.
lacey minard
Dylan was very helpful with the whole process from start to finish. Any questions I had he answered promptly and for my closing costs way down. As a first time home buyer I was very anxious about the whole process and he really eased my mind the whole way through. Very quick and effective. Would recommend to anyone buying a home!
Zack
Dylan goes above and beyond for everyone he works with! He’s helped my whole family get a house, he never gives up and if something doesn’t work he continues to try things! Dylan has helped me for over 6 months to be able to get my first house! I would recommend anyone to Dylan! Dylan answers any questions you have!
Joyce Parker
Michael and his team were incredibly HELPFUL, extremely FAST and EFFICIENT! They made the mortgage process incredibly EASY for us every step of the way, from the application process, to the preapproval, all the way to the underwriting and closing! Michael was always available to answer any questions we had. I highly recommend them!
Monica Cannon
Just closed on my first investment property.. the process was fast and customer service was awesome. Couldn’t have done it without Dylan or Amy I really appreciate you guys, keep up the good work!!
Key Realty Group
Mike, with USA mortgage is great mortgage broker his company and team, align with my real estate brokerage perfectly.What is truly great is their knowledge and speed in closing with multiple programs for diverse investors/borrowers.My referrals are well taken care of and always happy. They get the best loan for their unique situation.Our brokerage has referred 100's of clients, from all... over the country. Mike, specializes in investment properties and turnkey investments. After, we tried him in that arena he absolutely knocked it out the park with my traditional clients, whether self employed or W2ed they always closed on time and happy.So if you shopping for a loan no matter what type I personally recommend you try Mike. Might save you thousands and time...If your another Real Estate Company looking for a reliable referral I him found in Columbia MOread more
Julia Campbell
Bob with USA worked diligently to help us through the entire process of our home loan. We definitely recommend him if you need someone who is truly invested in helping you get your loan approved!
Cleo Smith
My journey started out kinda rough looking at lenders. My first lender didn’t seem interested in helping didn’t reach out to me at all. Second lender was better but pre approved me before knowing if all my finances were in order. Then I reached out to Michael and told him about my experience and he did a 360 for me not just for my loan but getting all my financial stuff in order before I was... totally approved! This has been the best experience for me! He has always kept in touch through text, email, and calling. He helped me open up my budget to be able to be in a better financial place! I can’t thank him enough for all he has done for me getting this all lined out!! If your looking for an amazing lender and experience definitely ask for Michael he will go above and beyond for you!read more
Brandie Colbert
Michael and his team are the absolute best! I am a first-time home-buyer and wasn't sure if I would be able to buy a home this young. The process of buying a house has always scared me, but Michael and his team made it so easy! Michael talked me through the process, answered all my questions, and always communicated what was going on with my loan! I now own a home and couldn't be happier!!... Michael is friendly, easy to communicate with, and makes the entire process a piece of cake! I will forever be recommending Michael and his team! Thank you, Michael!! We couldn't do this without you!!read more
Braedyn Hausdorf
Michael with USA Mortgage really helped us with our USDA loan. As first time homebuyers we really needed help with the process and he was everything we needed. Would definitely recommend!
Kevin Munro
Michael A.Vanella and USA Mortgage are the Best. They go out of their way to get you into the Home that you are needing. From start to finish they will guide you through the process and make sure you are informed the whole way. Their knowledge of the Market and Financial Market puts them at the Top. I would Recommend using them if you are in the Market for a Home.....
Christine Durigano
Being a first time home buyer Shane made sure he answered all my questions and concerns. This is an amazing company. Shane has walked us through the home buying process and stood by our side to make sure we got the house we wanted.Thank you usa mortgage and Shane Bratkowski.
Miranda Wilson
Michael and his team at USA Mortgage was AWESOME to work with. They all went above and beyond for us in our unique situation. Will definitely use them again!!
Joshua Elder
Great mortgage company, this is the 3rd time I have used Mike & USA Mortgage and his team are great to work with! If you are looking for a great mortgage company then call Mike!
Lorn Thomas
Justin Lackey made the home buying process very easy for a first time home buyer. He explained everything very well. Would recommend Justin to all my friends and family!
Charles Nelson
Michael and his team did a fantastic job helping me as a first time home buyer. They helped answer any and all questions promptly and helped me purchase my first home!
Angela Williams
See Shane Bratkowski for all your home buying needs. As a first time home buyers we had no clue about the process. It can be very overwhelming and we wanted to give up many days. Shane worked hard, kept the faith and encouraged us. He stayed in it with us until the end. We were blessed beyond measure by his expertise.
Kevin Rice
We worked with Michael Vanella and his team at USA Mortgage for applying for a home loan. They did absolutely amazing! I never thought that I would actually get approved because of my credit score, bankruptcy on my record, and the factor that it was a mobile home. Not only did they get us approved for an FHA loan, but we were approved with lower interest rate, mortgage payment, and closing cost... than we could have ever expected! Michael, Taylor, and Spencer took the time to help with any questions we had even if it wasn't just about the loan. Start to finish our loan process took 2 months. I highly recommend Michael Vanella at USA Mortgage to anyone looking at getting a home loan or trying to refinance their home.read more
Jong Bum Kim
Working with Michael Vanella and his team was very pleasant, smooth, and helpful throughout the home buying process. Since the first conversation in April, he has provided warm explanations, shared easy-to following guidelines, and replied to our sprouting questions. Kimberly Holsinger in Michael’s team was also very supportive. Strongly recommend his team!
Savannah Gilmore
Michael Vanella and his team are great! These loans are not simple, and our case was a bit complex, but they delivered. He went above and beyond to get us in our home. I would highly recommend him and his team to anyone. He answered my calls, he answered my questions, and they walked us through the process. We are thankful!
Bethaney Jackson
We worked along side of Michael Vanella and team with USA Mortgage for our first ever home loan. He and his team made this transaction so smooth and easy!! I cant thank them enough for guiding us through the process, answering any questions we had and more!! 10/10 would highly recommend for your next home loan needs!!! THANK YOU!!!!
Jennifer Price
Michael and his awesome team were incredibly amazing. They helped me every step of the way. They made the entire process so easy for me. I would highly recommend them to any of my friends and family. They are truly the best!!!
Amy Estill
Michael Vanella, and his team were amazing! We had almost given up hope of qualifying for a mortgage, and they went above and beyond to see that we were. I would definitely recommend them and USA mortgage.
Worship Pastor Wright
Michael and his team was incredible the entire home buying process. He stayed in touch and assured us he could get us done when no one else could. Our closing cost was much lower than it was going to be. We will buy our vacation home from Mike and USA mortgage in the future. We highly recommend USA Mortgage for you and your family.
Brenna Smyrniotis
Brandon Barns is amazing to work with he has a compassion for individual circumstances and walks you through the process with patience and will do anything he can to help! I can tell he really cares about helping people. Especially confused 1st time home buyers like me!
Amber Langdon
Shane Bratkowski was very helpful with our loan process. He was always quick to respond and answer any questions that we had. He made it very easy and we were able to do everything over the phone and by email. He also never let me lose hope that we could get this house and I really appreciate everything he did for us! I would recommend him to anyone! Thank you Shane!
Angelica Stonehocker
Very easy people to talk to. Definitely helped us rush through the process for the time frame we needed due to moving to a different state all the while being professional and ensuring things were on track. They understood our situation and were proactive!
Anna Bias
Would highly recommend Michael and his team to anyone looking for a home. They made it so stress free and took care of everything for us. Responded in a quick manor to any questions we had and took initiative to keep in touch with us even after hours and weekends.
Christian Sours
He gets the job done. To many people want to be fancy and make things sound good. Where as with Dylan everything he said he delivered on. He knew his job knew what he could do and did it. Everything was very straight forward which I like. Very honest very in your face.
Michael DeShazo
As a new realtor Michael Vanella worked with me and my clients in a very professional fashion. He always has everything processed and ready at closing making the process very seamless. I highly recommend Michael and USA mortgage.
Brianda Montoya
My husband and I had a great experience with Michael Vanella! He was on top of the mortgage process making sure things moved forward in a timely manner. We talked to a few mortgage lenders and Michael was by far the most knowledgeable. He was such a personable person to deal with and we highly recommend him to anyone with mortgage needs!
Daniel Beaman
It took us quite a while to find our dream home and when we started we were using a different mortgage company that was horrible. Thankfully we found our way to Casey and USA mortgage. Casey steered us in the right direction and answered our questions no matter the time of day and on weekends. The whole home buying process was painless and pleasant. We will definitely be looking to him when we... are ready to purchase our next home.Thank you Casey for your knowledge and professionalism. We appreciate all of your hard work.read more
Bethany Guy
We were so happy with the way that everything worked out and how easy the process was. Dylan knocked it out of the park for us and we couldn’t be happier with our first home buying experience! Thank you!!
Halia Hargis
Justin was an amazing loan officer! He communicated often and clearly on any and everything. He helped us purchase a dream home for our little one to grow up in. I was always able to contact him and get answers very quickly. He made our first time buying a home such a breeze.
Meghan Turner
How everything was going so smoothly for are 1st time buying a new home. The paperwork that was need was easy to submit to the bank so easily. An the banker made it easier to know how things work an explain as will if needed.
Callie Coorts
This is my second time working with Casey Cotton at USA Mortgage, both times he had been very helpful throughout the entire process. Initially we were first time home buyers, now we refinanced 5 years later. He is extremely responsive and always keeps you updated. The process went seamlessly both times I’ve worked with Casey. Would highly recommend him.
Courtney Yount
We had an amazing experience. Jessica was great to work with, very attentive and fast. They got our mortgage done in less than 6 weeks when many other places said it would be 3 months. She was extremely friendly and happy to answer our 1000 questions. Thank you for a great experience. I would recommend to anyone looking into a mortgage.
Caleb White
Michael Vanella and his team were great to work with there were very responsive in answering all of my questions and keeping me informed on what’s to come next. I was a first time home buyer and I wasn’t sure of how the process worked but they were very polite and helped walk me through the whole thing. If you are thinking about purchasing a home give them a call you won’t be disappointed!... ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️read more
Johnathan Pearson
Brandon Barnes is a class act!As a US Army veteran I highly recommend Brandon Barnes to assist ALL veterans with their VA home loan! Brandon Barnes was available around the clock to guide and assist me throughout the home loan process! Thank you USA Mortgage and salute to you Brandon Brandon 🇺🇸🇺🇸🇺🇸
Christine Lindsey
Excellent communication and people that really cared about us and wanted to make sure we could get the refinance through. It also was a pretty quick turnaround which was awesome! Highly recommend Shane Bratkowski and the rest of the crew at USA Mortgage in Columbia Missouri!
Mochi_Mocha
Great experience and exceptional work was done to get me pre-qualified ShaneBratkowski was easy to work with and answers all the questions I had. Being a first time homebuyer is scary but I was able to pull it off with such a great team. I would highly recommend USA Mortgage and working with Shame outstanding job.
Josh Lowrance
We worked with Michael Vanella and Taylor throughout our process. We contacted them as soon as we sold our house to start the process. We were able to take our time finding our new house and Michael worked with us in that time to make our account more appealing for the lender and keep us in communication during that process. He went out of his way to make sure that we were able to get the best... possible review. Signing of all documents were seamless and easy. We would work with Michael again in the future.read more
Katie Maupin
As a first time home buyer with not stellar credit Michael was awesome to work with. He always answered my questions and never gave up on getting me my home loan. Thank you Michael.
Joshua Brewer
If you're a Veteran definitely check out USA Mortgage. They do VA loans.I thought Veterans United was my only option because I didn't wanna deal with a bank that didn't have a branch near me (USAA) but my emails to VU went unanswered for over a year. When VU finally emailed back it felt that they didn't even read the emails I had sent.We stopped into USA Mortgage back in April to get... prequalified and were then able to get the house we wanted and closed 7/21/2021. There were no delays in closing thanks to our Lender & Realtor both responding to emails promptly.read more
Kelsey Brandkamp
Michael and his team answered every question I had promptly and in ways that made it easy to understand. They were there for me every step of the way, and made the process as easy as possible.
Yekaterina Panova
Our family came from Europe to the USA 10 years ago. As permanent residents, we decided to buy our own house. Lending process was the most stressful part in our first home buying experience in the USA. Mr. Michael Vanella and USA Mortgage team did a very good job for us. Their professionalism, responsibility, client-oriented attitude and quick replies made everything very easy. Our overall... experience with them, especially with Michael, was great. We appreciate the perfect work.read more
Stephanie Bradley
Our experience with Michael was amazing. He made everything so easy for us. He was also very informative and gave a lot of information we didn't know as first time home buyers. I would highly recommend him and USA Mortgage to anyone looking to buy a home.
Viviana Sanchez
Being a first time homebuyer, I had absolutely no idea what to expect. Michael Vanella and his team at USA Mortgage went above and beyond throughout the whole home loan process. They were always so professional and helpful answering all of my questions and concerns. I cannot thank them enough. I will highly recommend Michael and USA Mortgage to anyone looking to buy, I had an amazing experience!
Kirstie Thomas
Michael Vanella has been a huge help in the home buying process. I am a first time home buyer so I have lots of questions Michael is very quick to respond and answers all questions in a way that makes sense. He is very professional and respectful. I would recommend him to anyone I know.
Thomas White
Such a great experience during this crazy market. Was able to get everything taken care of. Jessica Ellison really took care of my family and got us into our dream home. Can’t say enough great things about this experience. I personally recommend to everyone! Thank you USA Mortgage!
Anthony Love
Dylan was Phenomenal with his service!! I really liked the fact that he was willing to take the timeAnd explain to me in detail when I had questions. Very polite and passionate with his job.
Shea Whitehorn
Shane Bratkowski has been a pleasure to work with. He will definitely get you approved and stay in your budget. He goes above and beyond. Thank you so much Shane!!!
Summer Houston
I can't say enough good things of Jarrett! He worked hard on getting me approved for a loan so I can buy my first home. He gave me different options to fit my budget. I applied at the end of April and its now mid June and I'm already moved into my home! Our closing date was moved up by almost 2 weeks and everyone worked hard to make sure I had everything I needed at the closing table. My realtor... was happy and excited for how well my loan went through with no problems. I have heard of house buying experiences being horrible but mine was the easiest I could ever ask for!read more
Heather Benson
I’ve had an amazing experience working with Michael Vanella and his team at USA Mortgage! They walked me through the whole process. If I had questions or didn’t quite understand something, they would break it down in terms I understood. Michael and his team made buying my home quick and easy! If I ever buy another home I will be calling USA Mortgage!
Lexy Campbell
Dylan! Can’t say enough about this man! He’s thorough and does such an amazing job throughout the whole home loan process. We didn’t think we’d qualify but Dylan was able to assist us in making our dream of owning our home come true! I strongly recommend Dylan to help you too! I almost gave up on our dream because it felt impossible due to all the requirements, but Dylan made it happen! Thank you... USA Mortgage for hiring Dylan (who deserve a huge raise) and also you for approving our home loan! Great company who helps people’s dreams of home ownership become a reality!read more
Solomon Hadera
Brandon did great job and throughout the time he handled every step of the process in a very professional and timely manner. Furthermore, I would like to thank USA Mortgage Home Loans team and would recommend anyone looking to buy a house.
Da
Just worked with Michael and closed a property in Kansas City. He is very professional and helpful. Super prompt to answer my questions. I applied 30-year fix rate conventional loan. The rate is better than I expected. Strongly recommend you to consider them if you want to buy your dream home.
Alyssa Greene
Where do I even begin!?! We loved working with Kristi start to finish! She was so thorough and never made us feel as if we had "stupid questions." She always stayed in contact and always answered our calls! She truly went above and beyond to find exactly what would be most beneficial for our financial situation! Plus USA Mortgage has a super fast turn around time! They had us closed on our home... within no time! Kristi was simply the best and we will definitely go to her from here on out!read more
Vrinda Trivedi
Worked with Michael Vanella and his team at USA mortgage. They did an exceptional job and are clearly organized, thoughtful and pay a lot of attention to detail. It was a pleasure working with them for our home mortgage and highly recommend them.
CARISA ERVIN-MURPHY
Michael and Dana went above and beyond to get my loan closed. Being a first time home buyer, I was very nervous about the process. They reassured me every step of the way, and as of 12/12/2017, I am a new home owner! I would recommend them to anyone!!
Medisa Eshraghi
My wife and I are first time homebuyers. We had been to a couple local banks for a loan but we kept getting denied. We met with Brandon at USA Mortgage and we decided to give him a shot. We’re so thankful we did! He met with us, went over our goals, made himself available and communicated with us throughout the entire process. Give him a call, I promise you won’t regret it. He’s personable and... friendly. I highly recommend Brandon and his team!read more
Tim Turner
Brooke Peery is the best!!!!! As a Real Estate professional, USA Mortgage, and Brooke Perry consistently exceeds not only my expectations, but my clients as well. It is very comforting knowing that when my clients loan is in their hands, I have nothing to worry about! Thanks USA Mortgage, and Brooke Peery for making my clients and myself very happy!
Shelby Terry
Michael Vanella with USA Mortgage went above and beyond in literally every aspect of this home buying process. He answered all of the questions we had in detail which is what we were really looking for when it comes to a lender. My husband and I are first time home buyers so we had a lot of questions and didnt have a single one go unanswered. He debunked a few home buying myths and proved himself... correct on them as well. He will not only tell you, but he will show you! He also made himself available at all hours, even on weekends. I can't recommend Michael enough!read more
Elizabeth Bailey
Brandon Barnes was really great at talking me/us through things; whether it be questions about our interest rate, when to consider locking in or checking on things throughout the process. In addition he was very responsive via text, email and phone which was very much appreciated. Thank you for helping us close on time!
Sara LeBel
Michael and his team were so amazing! They got us into our dream home within our budget. I cannot say enough about how amazing they are! And he was able to consolidate all of our other loans into a lower payment. I have already sent his info to some of my family and friends.
Cheryl Thompson
Michael did an excellent job getting me financed for my new home. He had great suggestions for organizing my debt so that I could manage my monthly payments and afford the house I wanted. He and his team helped me understand the whole process of buying a home from getting pre-approved, deciding what type of loan was best, and getting a good rate. I wouldn't have been able to get the home I wanted... as quickly without all his hard work, so I greatly appreciated it!read more
Brenda Sondgeroth
Dylan made the process so easy. He is very professional, polite and prompt. I highly recommend Dylan and USA Mortgage. Thanks Dylan, it was a real pleasure.
Anita Bland
AMAZING!Brooke and her team went above and beyond for my family. She is insanely knowledgeable and resourceful, and being referred to her and her team is the best possible thing that could've happened for my family's situation. The work she did to help us get the house of our dreams is unmatched, so I will ALWAYS highly recommend her to everyone. Thank you so much to Brooke and her team!!!... Without them, this dream would not have been possible!read more
Daniel Gaynor
Dylan Morgret is a phenomenal lender who I will seek to work with again anytime I purchase a new home. He was very patient with me, worked hard to help get my offer accepted in a tough market, competed with other lenders to not only match but beat their rates, and ultimately was profesional and a pleasure to work with.
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