USA Mortgage – Columbia Branches

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USA Mortgage located in Columbia, is a full-service mortgage bank. We offer a full spectrum of home loans such as FHA, USDA, VA, and all conventional mortgage options including renovation, bridge, and construction loans.

While doing business with USA Mortgage you will receive better rates, lower fees and excellent customer service. Having three locations in Columbia, you will know and trust that you are working with a local lender who is only a call away.

Why USA Mortgage?

USA Mortgage has been Missouri’s number one lender for two years straight and the number one USDA lender for five years in a row. We have accomplished this by making it our mission to provide unrelenting pursuit of perfection, and Priding ourselves on the lending excellence and a superior level of service that our status as a mortgage bank enables us to provide.

We will see you through all aspects of the loan process from the time you meet one of our mortgage professionals to the closing day.

Columbia, Missouri

Working with our Columbia branches means you can expect a home financing experience free of hassles and headaches. We follow a very organized and stable system to achieve the best results for you. We have created a routine on every file to be very efficient and accurate for your benefit.


We have complete control because of our operations, such as processing, underwriting, closing, and funding, are done in-house.

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Just closed a deal with Justin Lackey and a client of mine. Smooth sailing with excellent communication.
Chey Deck
USA Mortgage was amazing to work with throughout my loan process, especially Justin!! He was just absolutely amazing. Very informative, enthusiastic and motivational! Made sure I knew everything that was going on, always stayed in touch with updates... and if I had any questions at all he was very knowledgeable, honest and if he wasn’t quite sure about something, he would get me the answers extremely fast! I seriously couldn’t have asked for anyone better to work with when it came to Justin and USA Mortgage.read more
Steven Sedgwick
Mike worked with my wife an I for over a year putting offers on multiple properties and many ups and downs. When we finally got the right house the loan process was like butter. Mike made everything easy. He clearly communicated what steps were next... and where we were in the process. I will be using him in the future for more propertiesread more
Devin Perkins
Michael was very helpful and attentive throughout my entire mortgage refinancing process. He was available anytime I had questions or concerns and I greatly appreciated him always taking the extra time required to explain things to me in a way that... I would understand. I felt like he truly cared about getting me the best interest rate possible and he went above and beyond to secure that rate for me! The other team members including Ian and Spencer were very helpful as well. A huge thanks to all! This team is highly recommended!read more
Dominique Cartee
Justin was just as great of a loan officer for our refinance as he was for our purchase. Speedy communication and amazing customer service!
Douglas Crocker
My husband and I loved working with the team!! They were very patient and understanding with us with all our questions we had. Explaining it in ways we can understand as this was our first time buying a home. We will definitely use them again, if we... go to purchase again.read more
Ashley Buckley
My new conventional loan was with loan officer Mike Vanella at USA Mortgage. He is an honest and hardworking loan officer, always willing to answer questions at all hours & days(including weekends). Mike gave me updates along the way to make sure I... was informed. Even when I thought things did not look too good, he was always working his magic in the background. I have been told, and I would agree Mike is the man that can! Thank you, Mike, for making what looked like the impossible - possible.read more
Caleb Wilson
Considering how stressful a home mortgage is, Mike did an incredible job putting us at ease every step of the way.
Carl Neitzert
Michael, Spencer & Ian are great to work with, they are a very knowledgeable team and will work hard to meet all your mortgage needs!
Parker Puchta
Michael Vanella always does a wonderful job helping his clients throughout the home loan process. He strives to look at the borrower's full lending history to see what existing loans can be refinanced or consolidated in order to get people into the... homes of their dreams. What once was an unattainable home, now fits perfectly into the monthly budget.read more
Adam Fox
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We work every day to put our customers first and help them achieve their financial goals. We want to gain your loyalty and trust by providing exceptional customer service, the best loan products, and the smoothest process at the lowest cost to you.

Set up a time to talk to one of our mortgage professionals now! We are waiting to serve you.

USA Mortgage Home Loans

Columbia Main Office

33 E Broadway, Ste 290,
Columbia, MO 65203
(573) 397-6090

Mortgage Bankers:

Reza Abadi - Columbia branches | USA Mortgage Casey Cotton - Columbia branches | USA Mortgage Michael Vanella - Columbia branches | USA Mortgage

Justin Lackey - Columbia branches | USA Mortgage Brandon Barnes - Columbia branches | USA Mortgage

USA Mortgage - HOB

House of Brokers Branch

1515 Chapel Hill Rd,
Columbia, MO 65203
(800) 315-9416


Mortgage Bankers: Brooke Peery - Columbia, MO | USA Mortgage Bob Peery - Columbia, MO | USA Mortgage

USA Mortgage - CRE

Columbia Real Estate Branch

2100 W Broadway,
Columbia, MO 65203
(800) 315-9416


Mortgage Banker: Jim Pistono - Columbia, MO | USA Mortgage